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Plan Compare 2

Created byuser-xftfo3
Optimize
None Rebalancing
USD
Moderate Risk
Multi-currency
10.1yr backtest

Performance Summary

Total Return+210.06%
Annualized Return+11.83%
Volatility+11.09%
Sharpe Ratio0.89
Max Drawdown+21.37%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Precious Metals 20.0%Bonds 20.0%
Holdings Details
Diversified ETF portfolio blending global stocks, gold, and US Treasury bonds for balanced growth and stability across key sectors.
AssetTypeAllocationTER
CE8G.XETRA
Amundi MSCI World ex Europe UCITS ETF EUR (C) • LU1681045537
ETF
30.0%0.35%
SGLD.LSE
Invesco Physical Gold ETC • IE00B579F325
ETC
20.0%0.12%
IEF.US
iShares 7-10 Year Treasury Bond ETF • US4642874402
ETF
20.0%0.15%
XDWT.LSE
Xtrackers MSCI World Information Technology UCITS ETF 1C • IE00BM67HT60
ETF
7.5%0.25%
XDWH.LSE
Xtrackers MSCI World Health Care UCITS ETF 1C • IE00BM67HK77
ETF
7.5%0.25%
XDWS.LSE
Xtrackers MSCI World Consumer Staples UCITS ETF 1C • IE00BM67HN09
ETF
7.5%0.25%
XDW0.LSE
Xtrackers MSCI World Energy UCITS ETF 1C • IE00BM67HM91
ETF
7.5%0.25%
Total100.0%0.23%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $31,005.71
Histogram of Monthly Returns
The portfolio had a positive return during 85 of the 123 months (69%)
Monthly Returns Heatmap
Best month: +7.5% • Worst month: -6.6% • Best year: 2025 (+26.2%) • Worst year: 2022 (-13.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.8%+1.6%-6.6%+6.6%+4.3%-1.8%------+8.5%
2025+3.5%-1.6%-1.4%+1.1%+4.2%+3.8%+2.3%+1.6%+4.8%+3.5%+1.0%+1.1%+26.2%
2024+1.4%+2.5%+3.8%-2.2%+2.9%+3.6%+1.4%+2.0%+1.9%-0.2%+2.7%-2.3%+18.6%
2023+5.1%-2.6%+4.4%+1.5%-0.3%+3.3%+2.6%-1.2%-4.0%-1.3%+6.8%+4.1%+19.2%
2022-5.0%+0.1%+3.0%-5.6%-1.6%-6.2%+5.1%-3.0%-6.5%+4.0%+4.3%-1.8%-13.2%
2021-0.5%-0.5%+1.3%+3.7%+1.9%+1.0%+2.2%+1.7%-2.9%+3.6%-0.2%+3.4%+15.4%
2020+0.9%-5.8%-4.7%+7.5%+2.5%+2.5%+5.3%+3.9%-2.7%-2.9%+6.5%+3.6%+16.6%
2019+5.3%+2.1%+1.5%+1.4%-2.8%+5.6%+1.5%+0.2%+0.3%+1.7%+1.6%+2.6%+22.8%
2018+3.4%-2.7%-1.9%+0.8%+1.2%-0.4%+1.4%+1.5%+0.4%-4.6%+0.4%-4.0%-4.8%
2017+1.2%+3.0%+0.4%+0.9%+1.3%-0.3%+1.8%+0.9%+0.6%+1.2%+1.5%+1.7%+15.2%
2016----0.4%+0.1%+2.4%+2.4%-0.7%+0.8%-2.1%-1.6%+1.0%+1.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.37% • The longest drawdown period lasted for 1 year and 11 months and was between December 2021 and November 2023. It reached a trough of -19.3%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

$474.96

121 payments

Dividend Yield

0.28%

(annualized)

Avg Per Payment

$3.93

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026$35.11
2025$80.37
2024$71.54
2023$54.11
2022$38.04
2021$19.16
2020$25.60
2019$44.68
2018$44.51
2017$35.87
2016$26.00
Total$474.96

Detailed Metrics

Returns
Total Return
+210.06%
Annualized Return
+11.83%
Avg Monthly Return
+0.97%
Risk
Volatility (Annual)
+11.09%
Max Drawdown
+21.37%
Positive Months
69%
Average Drawdown
-3.5%
Risk-Adjusted
Sharpe Ratio
0.89
Risk-free rate: 2.0%
Sortino Ratio
0.83
Downside risk adjusted
Return/Volatility
1.07
Calmar Ratio
0.55
Return/Max Drawdown
Ulcer Index
4.89
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$31,005.71
Backtest Period
2016-04-22 to 2026-06-05
10.1 years
Rebalancing
none
Base Currency
USD
Plan Compare 2 | +11.8% CAGR | ETF Backtest