Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 50.0% | 0.19% |
ERNX.XETRA iShares EUR Ultrashort Bond UCITS ETF EUR (Acc) • IE000RHYOR04 | ETF | 20.0% | 0.09% |
LQQ.PA Amundi Nasdaq-100 Daily (2x) Leveraged UCITS ETF Acc • FR0010342592 | ETF | 20.0% | 0.6% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 10.0% | 0% |
| Total | 100.0% | 0.23% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.9% | +0.4% | -5.8% | +10.6% | +7.7% | -0.4% | -3.6% | +3.5% | +0.5% | - | - | - | +14.7% |
| 2025 | +3.8% | -3.2% | -6.8% | -2.8% | +6.9% | +1.9% | +4.6% | -0.5% | +4.5% | +5.2% | -0.7% | +0.3% | +12.9% |
| 2024 | +3.0% | +3.5% | +3.4% | -1.6% | +1.6% | +6.4% | -0.9% | -0.5% | +2.3% | +1.5% | +5.8% | +0.3% | +27.4% |
| 2023 | +6.7% | +0.2% | +3.5% | -0.3% | +5.5% | +3.4% | +2.7% | -0.7% | -2.4% | -2.3% | +6.3% | +3.9% | +29.3% |
| 2022 | - | - | - | +0.0% | -4.6% | -6.0% | +9.6% | -2.0% | -6.1% | +1.6% | +0.4% | -5.7% | -13.0% |
PFA returned +15.30% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.