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Created byuser-7430sy

Annual Rebalancing

EUR

Moderate Risk

0.3yr backtest

Performance Summary

Total Return+4.73%

Annualized Return+18.60%

Volatility+11.89%

Sharpe Ratio1.40

Max Drawdown+5.36%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

Diversified global ETF portfolio blending core equities with value, small-cap, emerging markets, and dividend strategies for balanced growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
F50A.XETRA Amundi Prime Global UCITS ETF Acc • IE0009DRDY20	IE0009DRDY20	Acc	ETF	29.0%	0.05%
VDIV.XETRA VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594	NL0011683594	Dist	ETF	26.0%	0.38%
LDGL.XETRA L&G Global Quality Dividends UCITS ETF USD Dist • IE0005AJA0P1	IE0005AJA0P1	Dist	ETF	13.0%	0.29%
AVWS.XETRA Avantis Global Small Cap Value UCITS ETF USD Acc • IE0003R87OG3	IE0003R87OG3	Acc	ETF	12.0%	0.39%
AVEM.XETRA Avantis Emerging Markets Equity UCITS ETF USD Acc • IE000K975W13	IE000K975W13	Acc	ETF	12.0%	0.35%
IS3R.XETRA iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825	IE00BP3QZ825	Acc	ETF	8.0%	0.25%
Total		Total			100.0%	0.26%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €10,473.16

Histogram of Monthly Returns

The portfolio had a positive return during 2 of the 4 months (50%)

Monthly Returns Heatmap

Best month: +5.6% • Worst month: -4.2% • Best year: 2026 (+4.7%) • Worst year: 2026 (+4.7%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-0.9%	+4.4%	-4.2%	+5.6%	-	-	-	-	-	-	-	-	+4.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +5.36% • The longest drawdown period lasted for 1 month and was between February 2026 and April 2026. It reached a trough of -5.4%.

Dividend Income

Summary

This portfolio contains 2 distributing ETFs (39.0% of total allocation)

Total Dividends Received

€22.64

4 payments

Dividend Yield

0.82%

(annualized)

Avg Per Payment

€5.66

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€22.64	0.22%	4
Total	€22.64	0.82%	4

Detailed Metrics

Returns

Total Return

+4.73%

Annualized Return

+18.60%

Avg Monthly Return

+1.24%

Risk

Volatility (Annual)

+11.89%

Max Drawdown

+5.36%

Positive Months

50%

Average Drawdown

-2.0%

Risk-Adjusted

Sharpe Ratio

1.40

Risk-free rate: 2.0%

Sortino Ratio

1.42

Downside risk adjusted

Return/Volatility

1.56

Calmar Ratio

3.47

Return/Max Drawdown

Ulcer Index

2.23

Drawdown depth & duration

Martin Ratio

0.07

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€10,473.16

Backtest Period

2026-01-15 to 2026-04-24
0.3 years

Rebalancing

annual

Base Currency

EUR