Invest for 17 years, first 10 years: 60/10/10/10/10, then from 11-14 years: 60/10/5/15/10, and last 3 years: 60/10/20/10
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 60.0% | 0.19% |
IS3Q.XETRA iShares Edge MSCI World Quality Factor UCITS ETF (Acc) • IE00BP3QZ601 | ETF | 10.0% | 0.25% |
VAGF.XETRA Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating • IE00BG47KH54 | ETF | 10.0% | 0.08% |
IS3R.XETRA iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 10.0% | 0.25% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 10.0% | 0% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.2% | +2.1% | -5.7% | +1.9% | - | - | - | - | - | - | - | - | +0.3% |
| 2025 | +4.4% | -1.5% | -5.5% | -2.7% | +4.5% | +0.3% | +3.7% | -0.1% | +3.7% | +3.8% | +0.3% | +0.8% | +11.8% |
| 2024 | +3.0% | +3.5% | +3.9% | -1.3% | +1.2% | +4.3% | +0.1% | +0.1% | +1.8% | +1.4% | +5.4% | -1.1% | +24.4% |
| 2023 | +3.9% | -0.5% | +0.8% | +0.1% | +1.7% | +2.4% | +2.1% | -0.5% | -1.7% | -1.9% | +4.8% | +3.3% | +15.2% |
| 2022 | -4.4% | -1.1% | +3.6% | -2.1% | -3.4% | -4.8% | +7.2% | -1.6% | -5.0% | +2.8% | +1.5% | -4.3% | -11.7% |
| 2021 | +0.7% | +1.1% | +4.7% | +1.7% | +0.2% | +3.3% | +1.3% | +2.5% | -1.9% | +4.3% | +0.4% | +2.9% | +23.3% |
| 2020 | +0.8% | -6.4% | -8.2% | +8.1% | +1.7% | +2.1% | +0.7% | +4.2% | -0.9% | -1.7% | +5.8% | +2.0% | +7.1% |
| 2019 | - | - | - | - | - | - | +0.1% | -0.2% | +1.8% | +0.0% | +3.1% | +1.8% | +6.7% |