Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IE00BK6VPM34 Mercer Passive Global Equity B22-0.0000 EUR in GB • IE00BK6VPM34 | FUND | 65.0% | 0.15% |
V20A.XETRA Vanguard LifeStrategy 20% Equity UCITS ETF Accumulating • IE00BMVB5K07 | ETF | 15.0% | 0.25% |
IE000HFQQMP7 MGI Funds plc - Mercer Passive Low Volatility Equity Feeder Fund A5-0.1000-EUR • IE000HFQQMP7 | FUND | 10.0% | 0.1% |
IE0007XPXUM8 Mercer Passive Emerging Markets Equity Fund A4 0.1000 EUR Acc • IE0007XPXUM8 | FUND | 10.0% | 0.1% |
| Total | 100.0% | 0.15% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.2% | +2.1% | -4.8% | +7.2% | +5.3% | +1.3% | -0.8% | +1.5% | +0.4% | - | - | - | +13.7% |
| 2025 | +2.7% | -0.3% | -6.7% | -3.6% | +4.9% | +0.7% | +3.3% | +0.1% | +2.8% | +3.6% | -0.3% | -0.3% | +6.6% |
| 2024 | +2.1% | +3.8% | +2.8% | -2.3% | +2.2% | +3.3% | +0.9% | +0.4% | +1.4% | +0.1% | +6.0% | -0.6% | +21.6% |
| 2023 | - | - | - | - | +1.9% | +2.6% | +2.1% | -1.2% | -1.9% | -2.4% | +5.5% | +3.3% | +10.2% |
Pension 3 returned +15.66% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.