Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IWDA.AS iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 65.0% | 0.2% |
V20A.XETRA Vanguard LifeStrategy 20% Equity UCITS ETF Accumulating • IE00BMVB5K07 | ETF | 15.0% | 0.25% |
IQQ0.XETRA iShares Edge MSCI World Minimum Volatility UCITS ETF USD (Acc) • IE00B8FHGS14 | ETF | 10.0% | 0.3% |
IS3N.F iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.9% | +2.0% | -4.9% | +7.2% | +5.0% | +1.4% | -1.2% | +2.1% | +0.4% | - | - | - | +13.4% |
| 2025 | +3.5% | -1.8% | -6.4% | -3.6% | +5.2% | +0.7% | +4.0% | -0.3% | +2.4% | +3.8% | -0.3% | +0.0% | +6.8% |
| 2024 | +3.1% | +3.0% | +3.3% | -1.9% | +1.0% | +4.5% | +0.6% | -0.1% | +1.5% | +0.7% | +6.3% | -0.9% | +22.9% |
| 2023 | +4.2% | -0.2% | +0.5% | +0.1% | +1.8% | +3.0% | +2.0% | -0.7% | -1.4% | -3.1% | +5.1% | +3.3% | +15.4% |
| 2022 | -4.2% | -2.0% | +3.7% | -2.2% | -3.0% | -5.3% | +8.4% | -1.7% | -5.5% | +3.1% | +1.2% | -5.1% | -12.9% |
| 2021 | +0.7% | +2.0% | +5.2% | +1.1% | -0.0% | +4.2% | +1.2% | +2.4% | -1.9% | +4.0% | +0.6% | +3.0% | +24.6% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +0.9% | +0.9% |
Pension 1 returned +11.64% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.