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Penadésfolio

Created byuser-v7et25

Annual Rebalancing

EUR

Moderate Risk

Multi-currency

1.7yr backtest

Performance Summary

Total Return+31.95%

Annualized Return+18.22%

Volatility+15.39%

Sharpe Ratio1.05

Max Drawdown+22.24%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

Penadésfolio: A diversified global ETF portfolio blending US, developed, and emerging market equities for balanced, long-term growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
WTEF.XETRA WisdomTree US Efficient Core UCITS ETF USD Unhedged Acc • IE000KF370H3	IE000KF370H3	Acc	ETF	35.0%	0.2%
AVWC.XETRA Avantis Global Equity UCITS ETF USD Acc • IE000RJECXS5	IE000RJECXS5	Acc	ETF	25.0%	0.22%
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825	IE00BP3QZ825	Acc	ETF	25.0%	0.25%
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	15.0%	0.18%
Total		Total			100.0%	0.21%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €13,195.12

Histogram of Monthly Returns

The portfolio had a positive return during 14 of the 20 months (70%)

Monthly Returns Heatmap

Best month: +10.5% • Worst month: -7.8% • Best year: 2026 (+15.4%) • Worst year: 2024 (+6.0%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.6%	+2.3%	-6.0%	+10.5%	+7.0%	-	-	-	-	-	-	-	+15.4%
2025	+4.3%	-2.3%	-7.8%	-3.6%	+6.0%	+0.8%	+4.1%	+0.1%	+3.2%	+3.8%	-0.6%	+0.3%	+7.9%
2024	-	-	-	-	-	-	-	-	-	+0.5%	+7.0%	-1.4%	+6.0%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +22.24% • The longest drawdown period lasted for 7 months and was between February 2025 and October 2025. It reached a trough of -22.2%.

Detailed Metrics

Returns

Total Return

+31.95%

Annualized Return

+18.22%

Avg Monthly Return

+1.49%

Risk

Volatility (Annual)

+15.39%

Max Drawdown

+22.24%

Positive Months

70%

Average Drawdown

-4.3%

Risk-Adjusted

Sharpe Ratio

1.05

Risk-free rate: 2.0%

Sortino Ratio

1.00

Downside risk adjusted

Return/Volatility

1.18

Calmar Ratio

0.82

Return/Max Drawdown

Ulcer Index

5.69

Drawdown depth & duration

Martin Ratio

0.03

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€13,195.12

Backtest Period

2024-10-01 to 2026-05-29
1.7 years

Rebalancing

annual

Base Currency

EUR