HomePortfoliosPEAMaxxing

PEAMaxxing

Created byuser-jzjjyd
Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
9.0yr backtest

Performance Summary

Total Return+101.82%
Annualized Return+8.15%
Volatility+15.35%
Sharpe Ratio0.40
Max Drawdown+37.75%

Holdings

Asset Allocation

Asset Class

Equity 89.0%Real Estate 11.0%
Holdings Details
European-focused ETF portfolio with 89% equities and 11% real estate for diversified growth and dividend income.
AssetTypeAllocationTER
LYP6.XETRA
Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753
ETF
52.5%0.07%
SPYW.XETRA
State Street SPDR S&P Euro Dividend Aristocrats UCITS ETF EUR • IE00B5M1WJ87
ETF
31.5%0.3%
PMEH.PA
Amundi PEA Immobilier Europe (FTSE EPRA/NAREIT) UCITS ETF Acc • FR0011869304
ETF
11.0%0.4%
BNKE.PA
Amundi Euro Stoxx Banks UCITS ETF Acc • LU1829219390
ETF
5.0%0.3%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €20,182.2
Histogram of Monthly Returns
The portfolio had a positive return during 66 of the 109 months (61%)
Monthly Returns Heatmap
Best month: +14.6% • Worst month: -17.6% • Best year: 2019 (+26.3%) • Worst year: 2022 (-13.1%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.5%+4.5%-7.5%+5.2%+2.3%+2.4%+3.0%+0.4%+0.1%---+13.2%
2025+6.3%+3.6%-2.2%+1.2%+5.0%-1.3%+1.0%+0.7%+1.0%+2.0%+1.3%+2.6%+23.1%
2024+0.9%+0.5%+4.8%-0.6%+4.1%-2.2%+2.5%+1.6%-0.2%-2.7%+0.4%-1.0%+8.3%
2023+7.0%+1.6%-1.4%+3.0%-3.1%+2.1%+2.8%-1.8%-2.0%-3.5%+7.6%+4.2%+17.1%
2022-3.4%-4.0%+0.9%-0.9%-0.9%-9.3%+7.0%-5.2%-7.5%+6.7%+6.6%-2.3%-13.1%
2021-1.8%+2.3%+6.3%+1.9%+3.2%+0.8%+2.5%+2.3%-4.1%+3.8%-2.1%+4.8%+21.3%
2020-1.6%-8.4%-17.6%+6.7%+3.0%+2.6%-0.8%+3.0%-2.0%-5.7%+14.6%+2.9%-6.7%
2019+7.0%+2.8%+1.9%+3.4%-3.8%+3.4%-0.7%-0.7%+4.3%+1.6%+2.5%+2.4%+26.3%
2018+1.2%-4.1%-1.2%+4.7%-0.4%-0.1%+2.9%-2.6%-1.3%-4.3%-0.5%-5.4%-11.0%
2017--------+1.4%+2.2%-0.8%+0.4%+3.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +37.75% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -23.9%.
When could this portfolio get you to financial independence?

PEAMaxxing returned +8.15% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (31.5% of total allocation)

Total Dividends Received

€1,131.12

18 payments

Dividend Yield

1.00%

(annualized)

Avg Per Payment

€62.84

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€28.30
2025€200.34
2024€150.68
2023€125.49
2022€115.60
2021€101.09
2020€96.49
2019€111.09
2018€108.71
2017€93.34
Total€1,131.12

Detailed Metrics

Returns
Total Return
+101.82%
Annualized Return
+8.15%
Avg Monthly Return
+0.73%
Risk
Volatility (Annual)
+15.35%
Max Drawdown
+37.75%
Positive Months
61%
Average Drawdown
-6.2%
Risk-Adjusted
Sharpe Ratio
0.40
Risk-free rate: 2.0%
Sortino Ratio
0.36
Downside risk adjusted
Return/Volatility
0.53
Calmar Ratio
0.22
Return/Max Drawdown
Ulcer Index
8.54
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€20,182.2
Backtest Period
2017-09-19 to 2026-09-04
9.0 years
Rebalancing
none
Base Currency
EUR