Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 70.0% | 0.19% |
DBXP.XETRA Xtrackers Eurozone Government Bond 1-3 UCITS ETF 1C • LU0290356871 | ETF | 20.0% | 0.1% |
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 10.0% | 0.07% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.3% | +1.7% | -4.7% | +6.6% | +4.6% | +1.2% | -0.9% | +1.7% | +0.5% | - | - | - | +12.1% |
| 2025 | +3.6% | -1.1% | -5.4% | -2.6% | +4.6% | +0.6% | +3.3% | -0.1% | +2.2% | +3.4% | -0.2% | +0.6% | +8.9% |
| 2024 | +2.1% | +2.7% | +3.0% | -1.4% | +1.2% | +3.4% | +0.5% | -0.1% | +1.4% | +0.2% | +5.1% | -0.7% | +18.6% |
| 2023 | +4.2% | +0.0% | +0.4% | +0.3% | +1.4% | +2.6% | +2.1% | -0.9% | -1.3% | -2.8% | +4.8% | +3.3% | +14.9% |
| 2022 | -3.6% | -1.8% | +2.7% | -1.8% | -2.4% | -5.0% | +7.1% | -1.8% | -5.1% | +3.0% | +1.7% | -4.2% | -11.4% |
| 2021 | +0.6% | +2.3% | +4.7% | +1.3% | +0.2% | +3.3% | +0.8% | +2.3% | -1.7% | +3.7% | -0.0% | +3.2% | +22.4% |
| 2020 | -0.5% | -6.6% | -9.2% | +6.8% | +1.8% | +2.0% | -0.2% | +4.1% | -0.8% | -1.8% | +7.5% | +1.7% | +3.5% |
| 2019 | - | - | - | - | - | - | -0.1% | -1.4% | +2.6% | +0.1% | +3.1% | +1.8% | +6.3% |
PAC VWCE+MEUD returned +10.14% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.