Optimise 1

Opti 1

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

Explore a globally diversified ETF portfolio built in EUR, featuring major Amundi and iShares funds with annual rebalancing for long-term growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
CW8.PA Amundi MSCI World Swap UCITS ETF EUR Acc • LU1681043599	LU1681043599	Acc	ETF	45.0%	0.38%
PSP5.PA Amundi PEA S&P 500 UCITS ETF Acc • FR0011871128	FR0011871128	Acc	ETF	20.0%	0.12%
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753	LU0908500753	Acc	ETF	15.0%	0.07%
PUST.PA Amundi PEA Nasdaq-100 UCITS ETF Acc • FR0011871110	FR0011871110	Acc	ETF	10.0%	0.3%
SXR7.F iShares Core MSCI EMU UCITS ETF EUR (Acc) • IE00B53QG562	IE00B53QG562	Acc	ETF	5.0%	0.12%
EXSH.F iShares STOXX Europe Select Dividend 30 UCITS ETF (DE) • DE0002635299	DE0002635299	Dist	ETF	5.0%	0.32%
Total		Total			100.0%	0.26%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €36,390.98

Histogram of Monthly Returns

The portfolio had a positive return during 94 of the 142 months (66%)

Monthly Returns Heatmap

Best month: +10.3% • Worst month: -11.3% • Best year: 2021 (+32.4%) • Worst year: 2022 (-14.9%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.2%	+1.1%	-5.1%	+2.1%	-	-	-	-	-	-	-	-	-0.9%
2025	+4.1%	-1.4%	-6.9%	-3.1%	+6.5%	+0.7%	+4.0%	-0.4%	+2.5%	+3.9%	-0.2%	+0.7%	+10.2%
2024	+3.4%	+3.3%	+3.7%	-1.8%	+1.8%	+4.2%	-0.1%	-0.3%	+1.2%	+0.5%	+6.2%	+0.1%	+24.4%
2023	+5.7%	+1.3%	+0.3%	+0.7%	+2.6%	+3.5%	+2.3%	-0.7%	-1.9%	-3.4%	+6.2%	+3.8%	+21.6%
2022	-4.9%	-3.0%	+4.4%	-2.9%	-3.2%	-6.8%	+9.8%	-2.3%	-5.9%	+4.4%	+1.2%	-5.5%	-14.9%
2021	+0.4%	+3.0%	+6.3%	+2.1%	+0.1%	+4.4%	+2.0%	+3.2%	-2.5%	+5.3%	+0.7%	+3.8%	+32.4%
2020	+1.2%	-8.6%	-11.3%	+9.5%	+2.5%	+2.5%	-0.0%	+6.0%	-1.8%	-3.1%	+10.3%	+1.9%	+7.1%
2019	+7.0%	+3.8%	+2.8%	+3.9%	-5.1%	+4.1%	+3.3%	-1.6%	+3.2%	+0.4%	+4.3%	+1.0%	+30.0%
2018	+2.1%	-1.9%	-3.5%	+3.9%	+3.5%	+0.3%	+2.5%	+1.8%	+0.5%	-5.1%	+0.2%	-7.5%	-3.9%
2017	-0.3%	+4.8%	+1.2%	+0.0%	-0.5%	-1.5%	-0.8%	-0.7%	+2.8%	+3.5%	-0.5%	+0.6%	+8.8%
2016	-7.7%	+0.6%	+1.4%	+0.0%	+4.0%	-2.3%	+4.3%	+0.5%	-0.2%	+0.8%	+4.2%	+3.1%	+8.5%
2015	+5.8%	+6.1%	+3.0%	-1.8%	+2.3%	-3.7%	+3.4%	-8.3%	-3.1%	+9.4%	+3.9%	-3.8%	+12.3%
2014	-	-	-	-	-	-	-0.8%	+3.2%	+2.6%	+0.2%	+3.9%	+0.9%	+10.3%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +33.69% • The longest drawdown period lasted for 1 year and 10 months and was between January 2022 and November 2023. It reached a trough of -17.7%.

Dividend Income

Summary

This portfolio contains 1 distributing ETF (5.0% of total allocation)

Total Dividends Received

€8.91

1 payment

Dividend Yield

0.00%

(annualized)

Avg Per Payment

€8.91

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€8.91	0.02%	1
Total	€8.91	0.00%	1

Detailed Metrics

Returns

Total Return

+263.91%

Annualized Return

+11.63%

Avg Monthly Return

+0.99%

Risk

Volatility (Annual)

+15.29%

Max Drawdown

+33.69%

Positive Months

66%

Average Drawdown

-5.2%

Risk-Adjusted

Sharpe Ratio

0.63

Risk-free rate: 2.0%

Sortino Ratio

0.58

Downside risk adjusted

Return/Volatility

0.76

Calmar Ratio

0.35

Return/Max Drawdown

Ulcer Index

6.72

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€36,390.98

Backtest Period

2014-07-07 to 2026-04-02
11.7 years

Rebalancing

annual

Base Currency

EUR

Performance Summary

Holdings

Performance

Dividend Income

Detailed Metrics