Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 40.5% | 0.19% |
IQSA.XETRA Invesco Global Active ESG Equity UCITS ETF Acc • IE00BJQRDN15 | ETF | 25.3% | 0.3% |
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 12.6% | 0.07% |
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 6.3% | 0.29% |
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602 | ETF | 6.3% | 0.12% |
XDWS.XETRA Xtrackers MSCI World Consumer Staples UCITS ETF 1C • IE00BM67HN09 | ETF | 6.3% | 0.25% |
XBAS.XETRA Xtrackers MSCI Singapore UCITS ETF 1C • LU0659578842 | ETF | 2.7% | 0.5% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.5% | +3.2% | -5.8% | +6.5% | +4.4% | +1.8% | -0.2% | +1.7% | +0.7% | - | - | - | +15.2% |
| 2025 | +4.8% | -0.6% | -5.5% | -3.0% | +5.3% | -0.4% | +3.7% | +0.1% | +2.8% | +3.6% | +0.8% | +1.1% | +12.9% |
| 2024 | +3.1% | +3.2% | +4.5% | -1.3% | +1.2% | +3.1% | +0.8% | +0.3% | +1.7% | +0.4% | +6.0% | -1.6% | +23.3% |
| 2023 | +4.8% | +0.3% | -0.2% | +0.1% | +0.9% | +3.2% | +2.3% | -1.3% | -1.2% | -3.0% | +5.0% | +4.0% | +15.5% |
| 2022 | -3.3% | -1.4% | +3.3% | -0.4% | -3.2% | -5.9% | +7.7% | -1.8% | -5.5% | +4.3% | +2.6% | -4.5% | -8.8% |
| 2021 | - | - | - | - | - | - | +0.4% | +2.4% | -2.0% | +3.8% | -0.0% | +4.5% | +9.3% |
Niccolò Guarducci returned +12.68% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.