Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SPYI.XETRA SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66 | ETF | 30.0% | 0.17% |
SXRV.XETRA iShares Nasdaq 100 UCITS ETF (Acc) • IE00B53SZB19 | ETF | 30.0% | 0.3% |
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 20.0% | 0.25% |
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 20.0% | 0.29% |
| Total | 100.0% | 0.25% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +1.4% | -5.2% | +10.8% | +7.6% | +3.2% | -4.4% | +2.2% | +0.7% | - | - | - | +17.9% |
| 2025 | +4.3% | -2.5% | -8.1% | -3.4% | +7.0% | +0.9% | +4.3% | -0.3% | +3.2% | +4.2% | -0.6% | +0.4% | +8.8% |
| 2024 | +3.8% | +4.4% | +3.7% | -1.9% | +1.5% | +6.0% | -1.1% | -0.8% | +1.7% | +1.3% | +6.9% | -0.3% | +27.7% |
| 2023 | +4.6% | +0.8% | +1.0% | -0.0% | +3.9% | +3.9% | +2.5% | -0.4% | -1.5% | -3.3% | +5.9% | +4.5% | +23.7% |
| 2022 | -5.6% | -2.0% | +5.1% | -3.8% | -3.5% | -6.1% | +9.1% | -1.2% | -5.8% | +4.2% | +0.2% | -5.9% | -15.5% |
| 2021 | +1.5% | +1.8% | +5.1% | +2.1% | -1.2% | +5.3% | +1.3% | +3.5% | -1.9% | +5.5% | +1.2% | +2.9% | +30.2% |
| 2020 | - | - | - | - | - | +0.8% | +0.5% | +6.7% | -1.5% | -2.6% | +8.1% | +3.0% | +15.6% |
Just Acumulation returned +16.34% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.