Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 50.0% | 0.2% |
XMME.XETRA Xtrackers MSCI Emerging Markets UCITS ETF 1C • IE00BTJRMP35 | ETF | 20.0% | 0.18% |
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 20.0% | 0.07% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 10.0% | 0.35% |
| Total | 100.0% | 0.18% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.3% | +2.6% | -6.2% | +8.4% | +5.5% | +1.8% | -1.5% | +1.9% | +0.7% | - | - | - | +16.0% |
| 2025 | +4.7% | -1.4% | -6.4% | -3.4% | +5.8% | +0.8% | +4.0% | +0.1% | +2.8% | +4.1% | -0.2% | +0.8% | +11.5% |
| 2024 | +1.8% | +3.4% | +3.8% | -1.6% | +1.5% | +3.4% | +0.9% | -0.3% | +1.6% | -0.1% | +5.5% | -1.3% | +19.8% |
| 2023 | +5.7% | +0.0% | -0.3% | +0.1% | +0.9% | +3.5% | +2.8% | -1.7% | -1.5% | -3.9% | +5.9% | +4.4% | +16.5% |
| 2022 | -4.3% | -2.1% | +2.8% | -1.8% | -2.9% | -6.4% | +8.6% | -1.9% | -6.4% | +3.6% | +2.9% | -5.1% | -13.3% |
| 2021 | +1.2% | +2.8% | +5.2% | +1.4% | +0.4% | +3.8% | +0.2% | +2.7% | -2.1% | +4.2% | -0.6% | +3.7% | +25.3% |
| 2020 | -1.5% | -8.1% | -12.8% | +9.1% | +2.2% | +2.9% | +0.1% | +4.5% | -0.7% | -2.1% | +10.1% | +2.8% | +4.3% |
| 2019 | +8.2% | +3.3% | +2.2% | +3.4% | -5.3% | +3.9% | +2.5% | -2.1% | +3.3% | +0.4% | +3.6% | +2.7% | +28.7% |
| 2018 | - | - | - | +2.2% | +2.4% | -0.9% | +2.5% | +0.2% | +0.4% | -5.6% | +0.9% | -7.2% | -5.5% |
New Portfolio idea with small caps returned +11.51% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.