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My True Portfolio

Optimize
Annual Rebalancing
USD
Moderate Risk
14.7yr backtest

Performance Summary

Total Return+440.91%
Annualized Return+12.20%
Volatility+14.58%
Sharpe Ratio0.70
Max Drawdown+29.99%

Holdings

Asset Allocation

Asset Class

Equity 93.0%Precious Metals 7.0%
Holdings Details
A globally diversified ETF portfolio with 65% ACWD, 28% EQQQ tech, and 7% gold for balanced growth and stability.
AssetTypeAllocationTER
ACWD.LSE
State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc)IE00B44Z5B48
ETF
65.0%0.12%
EQQQ.SW
Invesco EQQQ Nasdaq-100 UCITS ETFIE0032077012
ETF
28.0%0.3%
SGLD.LSE
Invesco Physical Gold ETCIE00B579F325
ETC
7.0%0.12%
Total100.0%0.17%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $54,091.44
Histogram of Monthly Returns
The portfolio had a positive return during 117 of the 177 months (66%)
Monthly Returns Heatmap
Best month: +9.9% • Worst month: -8.4% • Best year: 2023 (+31.0%) • Worst year: 2022 (-21.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.8%+0.5%-7.8%+2.4%---------2.5%
2025+3.8%-2.8%-4.0%+1.4%+6.8%+4.8%+2.3%+1.6%+4.4%+3.6%-0.1%+1.5%+25.2%
2024+1.3%+3.4%+3.3%-2.5%+2.8%+4.9%+0.1%+1.5%+3.0%-0.8%+3.5%-1.0%+21.0%
2023+7.9%-1.7%+4.6%+1.1%+1.8%+5.8%+3.6%-2.2%-4.2%-3.0%+9.4%+5.2%+31.0%
2022-7.0%-1.3%+3.5%-8.2%-2.5%-7.8%+6.9%-3.0%-8.0%+3.2%+4.5%-2.6%-21.6%
2021+0.1%+1.2%+1.7%+4.7%+1.1%+2.1%+1.5%+2.7%-3.9%+4.8%-0.5%+3.3%+20.0%
2020+0.7%-7.9%-8.4%+9.9%+3.8%+4.6%+6.3%+7.7%-3.6%-2.9%+9.8%+5.3%+25.6%
2019+7.9%+2.5%+1.6%+3.5%-5.4%+6.3%+2.1%-2.7%+1.5%+3.0%+3.0%+3.3%+29.1%
2018+5.8%-2.5%-3.6%+1.8%+1.0%+0.1%+2.0%+2.0%+0.4%-7.5%+0.4%-6.3%-6.9%
2017+2.9%+3.7%+1.3%+1.6%+2.4%-0.5%+3.2%+0.9%+1.0%+2.8%+1.8%+1.8%+25.5%
2016-7.0%+1.7%+6.1%-0.1%+1.1%-0.7%+5.4%+0.1%+1.4%-1.8%+0.2%+1.6%+7.8%
2015-2.0%+5.2%-1.6%+2.6%-0.2%-2.3%+1.7%-5.8%-3.8%+9.0%-0.9%-0.9%-0.0%
2014-3.2%+5.4%-1.0%+0.7%+2.3%+2.5%-0.7%+2.6%-2.0%+0.7%+2.7%-1.0%+9.0%
2013+4.1%-1.4%+2.9%+1.7%+1.6%-3.9%+5.3%-1.2%+4.3%+4.4%+1.7%+1.4%+22.6%
2012+6.7%+5.6%+1.2%-2.8%-5.8%+1.0%+1.7%+6.0%+3.0%-3.2%-0.2%+2.6%+15.9%
2011--------5.5%-3.7%+7.5%-2.0%-1.9%-6.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +29.99% • The longest drawdown period lasted for 1 year and 11 months and was between December 2021 and December 2023. It reached a trough of -27.2%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (28.0% of total allocation)

Total Dividends Received

$516.64

54 payments

Dividend Yield

0.15%

(annualized)

Avg Per Payment

$9.57

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026$9.22
2025$42.91
2024$49.77
2023$47.23
2022$37.19
2021$27.42
2020$38.26
2019$38.92
2018$35.59
2017$37.42
2016$35.95
2015$32.22
2014$47.15
2013$37.37
Total$516.64

Detailed Metrics

Returns
Total Return
+440.91%
Annualized Return
+12.20%
Avg Monthly Return
+1.03%
Risk
Volatility (Annual)
+14.58%
Max Drawdown
+29.99%
Positive Months
66%
Average Drawdown
-4.7%
Risk-Adjusted
Sharpe Ratio
0.70
Risk-free rate: 2.0%
Sortino Ratio
0.65
Downside risk adjusted
Return/Volatility
0.84
Calmar Ratio
0.41
Return/Max Drawdown
Ulcer Index
6.73
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$54,091.44
Backtest Period
2011-08-03 to 2026-04-02
14.7 years
Rebalancing
annual
Base Currency
USD