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None Rebalancing
USD
Moderate Risk
Multi-currency
5.1yr backtest

Performance Summary

Total Return+73.75%
Annualized Return+11.52%
Volatility+15.38%
Sharpe Ratio0.62
Max Drawdown+26.23%

Holdings

Asset Allocation

Asset Class

Equity 95.0%Cryptocurrencies 5.0%
Holdings Details
A diversified ETF portfolio blending global equities, tech growth via Nasdaq 100, income, and Bitcoin for balanced long-term growth.
AssetTypeAllocationTER
FGQI.LSE
Fidelity Global Quality Income UCITS ETF INC-USDIE00BYXVGZ48
ETF
40.0%0.4%
SXRV.XETRA
iShares Nasdaq 100 UCITS ETF (Acc)IE00B53SZB19
ETF
30.0%0.3%
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
20.0%0.19%
WBIT.XETRA
WisdomTree Physical BitcoinGB00BJYDH287
ETF
5.0%0.15%
BRK-B.US
Berkshire Hathaway IncUS0846707026
STOCK
5.0%0%
Total100.0%0.30%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $17,375.32
Histogram of Monthly Returns
The portfolio had a positive return during 39 of the 62 months (63%)
Monthly Returns Heatmap
Best month: +10.8% • Worst month: -8.5% • Best year: 2023 (+29.1%) • Worst year: 2022 (-19.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.1%+0.0%-6.7%+10.8%+3.3%-------+9.0%
2025+3.1%-2.0%-4.7%+0.6%+6.6%+4.3%+2.8%+0.9%+3.3%+2.9%+0.4%+0.7%+20.3%
2024+1.7%+3.4%+2.8%-3.4%+3.2%+4.5%+0.8%+1.8%+2.0%-1.2%+3.9%-1.9%+18.5%
2023+6.5%-1.6%+3.9%+1.8%+1.0%+6.0%+3.5%-1.5%-4.2%-3.3%+9.1%+5.7%+29.1%
2022-6.6%-1.7%+4.2%-8.3%-2.0%-8.5%+7.9%-3.7%-8.0%+4.7%+5.4%-3.2%-19.5%
2021----0.2%-0.7%+1.8%+2.1%-0.3%-4.1%+5.0%-0.1%+4.1%+7.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +26.23% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -26.2%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (40.0% of total allocation)

Total Dividends Received

$567.62

20 payments

Dividend Yield

0.97%

(annualized)

Avg Per Payment

$28.38

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026$21.42
2025$112.03
2024$119.08
2023$124.00
2022$107.43
2021$83.65
Total$567.62

Detailed Metrics

Returns
Total Return
+73.75%
Annualized Return
+11.52%
Avg Monthly Return
+0.98%
Risk
Volatility (Annual)
+15.38%
Max Drawdown
+26.23%
Positive Months
63%
Average Drawdown
-6.3%
Risk-Adjusted
Sharpe Ratio
0.62
Risk-free rate: 2.0%
Sortino Ratio
0.60
Downside risk adjusted
Return/Volatility
0.75
Calmar Ratio
0.44
Return/Max Drawdown
Ulcer Index
8.65
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$17,375.32
Backtest Period
2021-04-14 to 2026-05-08
5.1 years
Rebalancing
none
Base Currency
USD