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My portfolio

Created byuser-rw83ri

Annual Rebalancing

EUR

Low Risk

1.0yr backtest

Performance Summary

Total Return+9.08%

Annualized Return+8.86%

Volatility+9.14%

Sharpe Ratio0.75

Max Drawdown+8.75%

Holdings

Asset Allocation

Asset Class

Equity 55.9%Bonds 37.2%Precious Metals 5.1%Cryptocurrencies 1.8%

Holdings Details

Diversified global ETF portfolio with 60% equities and 40% bonds, spanning US, Europe, emerging markets, Japan, and gold for balanced growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087	IE00B5BMR087	Acc	ETF	30.8%	0.07%
CBE3.LSE iShares Euro Government Bond 1-3yr UCITS ETF (Acc) • IE00B3VTMJ91	IE00B3VTMJ91	Acc	ETF	17.8%	0.15%
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753	LU0908500753	Acc	ETF	10.2%	0.07%
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	8.8%	0.18%
EUN5.XETRA iShares Core EUR Corporate Bond UCITS ETF (Dist) • IE00B3F81R35	IE00B3F81R35	Dist	ETF	7.5%	0.09%
IBCM.XETRA iShares Euro Government Bond 7-10yr UCITS ETF EUR (Dist) • IE00B1FZS806	IE00B1FZS806	Dist	ETF	5.8%	0.15%
SGLD.AS Invesco Physical Gold ETC • IE00B579F325	IE00B579F325	Acc	ETC	5.1%	0.12%
CBU7.AS iShares USD Treasury Bond 3-7yr UCITS ETF (Acc) • IE00B3VWN393	IE00B3VWN393	Acc	ETF	4.5%	0.07%
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21	IE00B4L5YX21	Acc	ETF	3.2%	0.12%
SXR1.XETRA iShares Core MSCI Pacific ex Japan UCITS ETF (Acc) • IE00B52MJY50	IE00B52MJY50	Acc	ETF	2.9%	0.2%
BTCN.AS iShares Bitcoin ETP • XS2940466316	XS2940466316	Acc	ETF	1.8%	0.15%
LYQ7.XETRA Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc • LU1650491282	LU1650491282	Acc	ETF	1.6%	0.09%
Total		Total			100.0%	0.11%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €10,908.03

Histogram of Monthly Returns

The portfolio had a positive return during 9 of the 14 months (64%)

Monthly Returns Heatmap

Best month: +3.4% • Worst month: -4.4% • Best year: 2025 (+9.3%) • Worst year: 2026 (-0.2%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.5%	+1.5%	-4.4%	+1.3%	-	-	-	-	-	-	-	-	-0.2%
2025	-	-	-1.6%	-1.6%	+3.4%	+0.3%	+3.0%	-0.2%	+2.3%	+3.1%	+0.0%	+0.3%	+9.3%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +8.75% • The longest drawdown period lasted for 1 month and was between November 2025 and January 2026. It reached a trough of -2.2%.

Dividend Income

Summary

This portfolio contains 2 distributing ETFs (13.3% of total allocation)

Total Dividends Received

€42.56

4 payments

Dividend Yield

0.40%

(annualized)

Avg Per Payment

€10.64

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€13.86	0.13%	1
2025	€28.71	0.28%	3
Total	€42.56	0.40%	4

Detailed Metrics

Returns

Total Return

+9.08%

Annualized Return

+8.86%

Avg Monthly Return

+0.65%

Risk

Volatility (Annual)

+9.14%

Max Drawdown

+8.75%

Positive Months

64%

Average Drawdown

-1.3%

Risk-Adjusted

Sharpe Ratio

0.75

Risk-free rate: 2.0%

Sortino Ratio

0.67

Downside risk adjusted

Return/Volatility

0.97

Calmar Ratio

1.01

Return/Max Drawdown

Ulcer Index

1.89

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€10,908.03

Backtest Period

2025-03-24 to 2026-04-02
1.0 years

Rebalancing

annual

Base Currency

EUR