Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 80.0% | 0.2% |
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 20.0% | 0.07% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.2% | +0.8% | -4.6% | +8.6% | +5.7% | +1.2% | -0.7% | +2.1% | +0.5% | - | - | - | +14.0% |
| 2025 | +4.3% | -2.7% | -8.2% | -4.3% | +6.5% | +1.0% | +5.1% | -0.5% | +2.6% | +4.4% | -0.4% | +0.1% | +7.1% |
| 2024 | +3.5% | +3.9% | +3.7% | -2.1% | +1.3% | +5.4% | +0.1% | -0.4% | +1.4% | +1.6% | +7.6% | -1.1% | +27.4% |
| 2023 | +4.7% | +0.7% | +0.2% | +0.2% | +2.8% | +3.9% | +2.3% | -0.4% | -1.7% | -3.4% | +5.8% | +4.1% | +20.7% |
| 2022 | -5.5% | -1.8% | +5.0% | -2.7% | -3.6% | -6.3% | +10.5% | -1.8% | -5.6% | +4.6% | -0.2% | -5.9% | -13.8% |
| 2021 | +0.5% | +3.3% | +6.3% | +2.1% | -0.5% | +5.0% | +1.9% | +3.2% | -1.9% | +5.3% | +1.0% | +4.1% | +34.4% |
| 2020 | +0.4% | -8.9% | -10.5% | +9.9% | +2.4% | +1.6% | -0.2% | +6.2% | -1.4% | -2.7% | +9.2% | +1.8% | +5.8% |
| 2019 | +7.9% | +4.0% | +2.6% | +3.7% | -4.8% | +3.9% | +3.9% | -1.6% | +3.2% | -0.2% | +4.6% | +1.5% | +32.0% |
| 2018 | +1.0% | -1.6% | -3.9% | +3.9% | +4.0% | +0.4% | +2.5% | +2.3% | +0.7% | -4.8% | +0.5% | -8.6% | -4.3% |
| 2017 | -1.1% | +5.3% | +0.3% | -0.7% | -1.3% | -0.9% | -0.9% | -0.8% | +2.8% | +3.5% | -0.1% | +1.4% | +7.5% |
| 2016 | -6.7% | +0.7% | +1.1% | -0.1% | +4.4% | -0.9% | +3.8% | +0.2% | -0.0% | +0.6% | +5.8% | +2.8% | +11.7% |
| 2015 | +4.8% | +6.5% | +2.8% | -1.9% | +2.0% | -3.6% | +3.1% | -8.0% | -3.4% | +9.9% | +4.0% | -4.0% | +11.2% |
| 2014 | -1.5% | +2.9% | +0.1% | +0.3% | +3.8% | +1.6% | +1.0% | +4.0% | +2.1% | +1.4% | +3.1% | +1.6% | +22.2% |
| 2013 | +3.0% | +4.2% | +4.4% | +0.1% | +3.2% | -3.1% | +3.2% | -2.4% | +2.4% | +3.9% | +1.7% | +0.4% | +22.8% |
| 2012 | +3.5% | +2.8% | +1.8% | -0.5% | -2.0% | +2.4% | +4.8% | +0.3% | +0.0% | -1.8% | +0.9% | -0.4% | +12.2% |
| 2011 | -0.8% | +2.6% | -3.6% | -0.6% | +1.1% | -2.2% | -0.7% | -7.1% | -1.4% | +6.3% | +0.7% | +4.5% | -1.9% |
| 2010 | - | - | - | - | +0.2% | -2.8% | +1.5% | -0.0% | +2.0% | +0.2% | -0.4% | +4.9% | +5.6% |
MSCI world + SP 500 returned +12.47% a year over the 16 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.