This model deliberately underweights the US to reduce concentration risk, moving the US allocation from 60% down to 35% of equities.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EXUS.LSE Xtrackers MSCI World ex USA UCITS ETF 1C • IE0006WW1TQ4 | ETF | 40.0% | 0.15% |
CSPX.LSE iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 25.0% | 0.07% |
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 20.0% | 0.18% |
VAGU.LSE Vanguard Global Aggregate Bond UCITS ETF USD Hedged Accumulating • IE00BG47KJ78 | ETF | 15.0% | 0.08% |
| Total | 100.0% | 0.13% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +4.5% | -6.6% | +7.7% | +2.3% | - | - | - | - | - | - | - | +9.5% |
| 2025 | +3.3% | -0.4% | -5.2% | -2.8% | +4.3% | -0.1% | +2.5% | +1.6% | +2.5% | +3.6% | +0.0% | +0.6% | +9.9% |
| 2024 | - | - | +2.9% | -1.1% | +0.7% | +3.2% | +0.6% | -0.1% | +1.7% | -1.0% | +4.4% | -0.3% | +11.4% |