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Mixte

Mixte

Created byuser-91kbd4
Optimize FIRE Projection
Monthly Rebalancing
EUR
Moderate Risk
7.7yr backtest

Performance Summary

Total Return+170.26%
Annualized Return+13.77%
Volatility+15.21%
Sharpe Ratio0.77
Max Drawdown+33.73%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Diversified ETF portfolio for European investors. Mixes Eurozone, US, and global stocks with monthly rebalancing for stable, long-term growth.
AssetTypeAllocationTER
SXR7.XETRA
iShares Core MSCI EMU UCITS ETF EUR (Acc) • IE00B53QG562
ETF
30.0%0.12%
ESEE.F
BNP Paribas Easy S&P 500 UCITS ETF EUR • FR0011550185
ETF
20.0%0.14%
ESEH.PA
BNP Paribas Easy S&P 500 UCITS ETF EUR Hedged • FR0013041530
ETF
20.0%0.14%
VDIV.XETRA
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594
ETF
13.0%0.38%
PAEJ.PA
Amundi PEA Asie Pacifique (MSCI AC Asia Pacific Ex Japan) UCITS ETF Acc • FR0011869312
ETF
7.0%0.6%
AEEM.PA
Amundi MSCI Emerging Markets Swap UCITS ETF EUR Acc • LU1681045370
ETF
7.0%0.2%
LYHLT.SW
Amundi STOXX Europe 600 Healthcare UCITS ETF Acc • LU1834986900
ETF
1.0%0.3%
CJ1.PA
Amundi MSCI Japan ESG Broad Transition UCITS ETF EUR Acc • LU1602144732
ETF
1.0%0.15%
HLTW.PA
Amundi MSCI World Health Care UCITS ETF EUR Acc • LU0533033238
ETF
1.0%0.3%
Total100.0%0.20%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €27,025.53
Histogram of Monthly Returns
The portfolio had a positive return during 63 of the 94 months (67%)
Monthly Returns Heatmap
Best month: +11.7% • Worst month: -13.1% • Best year: 2019 (+27.1%) • Worst year: 2022 (-10.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.3%+2.8%-6.4%+8.0%+5.1%+1.5%-0.6%+2.1%-0.2%---+14.8%
2025+4.8%-0.3%-4.5%-2.1%+5.5%+1.2%+3.2%+0.4%+2.7%+3.6%+0.4%+1.1%+16.7%
2024+2.2%+3.1%+4.2%-1.5%+1.8%+2.3%+0.2%+0.9%+1.8%-0.3%+2.8%-0.1%+18.7%
2023+6.2%-0.2%+0.2%+0.8%+0.1%+3.6%+3.1%-2.2%-2.3%-3.5%+6.8%+3.8%+17.0%
2022-2.9%-3.0%+2.6%-2.3%-1.0%-7.2%+7.2%-2.5%-6.9%+4.8%+4.9%-4.0%-10.9%
2021+0.2%+3.3%+5.8%+1.7%+1.0%+2.4%+0.7%+2.7%-2.5%+4.0%-1.1%+4.6%+25.1%
2020-1.4%-8.1%-13.1%+9.0%+2.6%+3.2%+0.4%+5.2%-1.8%-3.1%+11.7%+2.5%+4.8%
2019+7.2%+3.8%+1.9%+3.8%-5.8%+4.7%+1.8%-2.2%+3.4%+0.9%+3.3%+2.1%+27.1%
2018------------2.1%-2.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +33.73% • The longest drawdown period lasted for 1 year and 6 months and was between January 2022 and July 2023. It reached a trough of -17.1%.
When could this portfolio get you to financial independence?

Mixte returned +13.77% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (13.0% of total allocation)

Total Dividends Received

€729.65

32 payments

Dividend Yield

0.58%

(annualized)

Avg Per Payment

€22.80

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€91.01
2025€108.20
2024€106.09
2023€107.46
2022€88.59
2021€83.74
2020€65.32
2019€67.62
2018€11.63
Total€729.65

Detailed Metrics

Returns
Total Return
+170.26%
Annualized Return
+13.77%
Avg Monthly Return
+1.14%
Risk
Volatility (Annual)
+15.21%
Max Drawdown
+33.73%
Positive Months
67%
Average Drawdown
-4.6%
Risk-Adjusted
Sharpe Ratio
0.77
Risk-free rate: 2.0%
Sortino Ratio
0.70
Downside risk adjusted
Return/Volatility
0.91
Calmar Ratio
0.41
Return/Max Drawdown
Ulcer Index
6.41
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€27,025.53
Backtest Period
2018-12-19 to 2026-09-02
7.7 years
Rebalancing
monthly
Base Currency
EUR