HomePortfoliosMixed Vola
Annual Rebalancing
EUR
Moderate Risk
Multi-currency
3.6yr backtest

Performance Summary

Total Return+56.78%
Annualized Return+13.35%
Volatility+12.92%
Sharpe Ratio0.88
Max Drawdown+18.36%

Holdings

Asset Allocation

Asset Class

Equity 48.0%Commodities 34.0%Precious Metals 10.0%Bonds 8.0%
Holdings Details
Diversified ETF portfolio spanning energy, agribusiness, uranium, biotech, gold, platinum, and carbon credits to hedge inflation and market cycles.
AssetTypeAllocationTER
MOO.US
VanEck Agribusiness ETFUS92189F7006
ETF
5.0%0.5%
KRBN.US
KraneShares Global Carbon ETFUS5007676787
ETF
5.0%0.79%
HGER.US
Harbor All-Weather Inflation Focus ETFUS41151J5056
ETF
5.0%0.6%
BIB.US
ProShares Ultra Nasdaq BiotechnologyUS74347R2141
ETF
5.0%0.95%
PPFB.XETRA
iShares Physical Gold ETCIE00B4ND3602
ETF
5.0%0.12%
PPLT.US
abrdn Physical Platinum Shares ETFUS0032601066
ETF
5.0%0.6%
URNM.LSE
HANetf Sprott Uranium Miners UCITS ETF AccIE0005YK6564
ETF
5.0%0.85%
XLE.US
Energy Select Sector SPDR® FundUS81369Y5069
ETF
5.0%0.09%
NUKL.XETRA
VanEck Uranium and Nuclear Technologies UCITS ETF AIE000M7V94E1
ETF
4.0%0.55%
URA.US
Global X Uranium ETFUS37954Y8710
ETF
4.0%0.69%
DBA.US
Invesco DB Agriculture FundUS46140H1068
ETF
4.0%0.93%
WEATP.PA
WisdomTree Wheat EURJE00BN7KB664
ETF
4.0%0.49%
CORN.US
Teucrium Corn FundUS88166A1025
ETF
4.0%1%
UNG.US
United States Natural Gas Fund LPUS9123184098
ETF
4.0%1.06%
USO.US
United States Oil Fund LPUS91232N2071
ETF
4.0%0.6%
OD7Q.XETRA
WisdomTree SoybeansGB00B15KY542
ETF
4.0%0.49%
XOP.US
SPDR® S&P Oil & Gas Exploration & Production ETFUS78468R5569
ETF
4.0%0.35%
IBB.US
iShares Biotechnology ETFUS4642875565
ETF
4.0%0.44%
XBI.US
SPDR® S&P Biotech ETFUS78464A8707
ETF
4.0%0.35%
PPA.US
Invesco Aerospace & Defense ETFUS46137V1008
ETF
4.0%0.58%
ITA.US
iShares U.S. Aerospace & Defense ETFUS4642887602
ETF
4.0%0.39%
PFIX.US
Simplify Interest Rate Hedge ETFUS82889N8552
ETF
4.0%0.5%
RINF.US
ProShares Inflation Expectations ETFUS74348A8146
ETF
4.0%0.3%
Total100.0%0.57%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €15,677.8
Histogram of Monthly Returns
The portfolio had a positive return during 25 of the 44 months (57%)
Monthly Returns Heatmap
Best month: +8.8% • Worst month: -6.0% • Best year: 2026 (+21.7%) • Worst year: 2023 (+4.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+8.8%+2.1%+2.6%+1.7%-1.7%-2.3%+2.1%+7.1%-0.1%---+21.7%
2025+4.8%-3.3%-4.2%-6.0%+4.3%+1.6%+3.2%+2.2%+4.7%+6.1%-0.4%-0.2%+12.6%
2024+2.3%-0.7%+3.7%+0.9%+2.6%-2.0%-1.3%-2.9%+1.4%+2.6%+4.8%-2.2%+9.0%
2023--0.2%-4.2%-1.6%-1.4%+2.5%+3.3%+2.4%+3.5%-0.6%-3.3%+5.0%+4.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +18.36% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -18.4%.
When could this portfolio get you to financial independence?

Mixed Vola returned +13.35% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 17 distributing ETFs (73.0% of total allocation)

Total Dividends Received

1,020.92

158 payments

Dividend Yield

2.45%

(annualized)

Avg Per Payment

6.46

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202659.99
2025185.78
2024195.59
2023579.53
Total1,020.92

Detailed Metrics

Returns
Total Return
+56.78%
Annualized Return
+13.35%
Avg Monthly Return
+1.08%
Risk
Volatility (Annual)
+12.92%
Max Drawdown
+18.36%
Positive Months
57%
Average Drawdown
-4.1%
Risk-Adjusted
Sharpe Ratio
0.88
Risk-free rate: 2.0%
Sortino Ratio
0.85
Downside risk adjusted
Return/Volatility
1.03
Calmar Ratio
0.73
Return/Max Drawdown
Ulcer Index
5.05
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
15,677.8
Backtest Period
2023-02-08 to 2026-09-11
3.6 years
Rebalancing
annual
Base Currency
EUR