Mix20

Just tryin' stuff out...

Optimize
Quarterly Rebalancing
EUR
Low Risk
3.0yr backtest

Performance Summary

Total Return+66.90%
Annualized Return+18.65%
Volatility+9.05%
Sharpe Ratio1.84
Max Drawdown+15.72%

Holdings

Asset Allocation

Asset Class

Equity 65.0%Bonds 15.0%Precious Metals 10.0%Cryptocurrencies 5.0%Real Estate 5.0%
Holdings Details
A diversified ETF portfolio blending global equities, emerging markets, bonds, real estate, gold, silver, and Bitcoin for broad market exposure.
AssetTypeAllocationTER
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc)IE00B3YLTY66
ETF
15.0%0.17%
PRAZ.XETRA
Amundi Prime Eurozone UCITS ETF DR (C)LU2089238112
ETF
15.0%0.05%
EUNL.XETRA
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
10.0%0.2%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITSIE00BKM4GZ66
ETF
10.0%0.18%
DRUP.XETRA
Amundi MSCI Disruptive Technology ESG Screened ETF Accumulation EURLU2023678282
ETF
5.0%0.45%
BTC-EUR
Bitcoin EUR Price
CRYPTO
5.0%-
4GLD.XETRA
Xetra-GoldDE000A0S9GB0
ETF
5.0%0%
XAD6.XETRA
Xtrackers Physical Silver ETC (EUR) EURDE000A1E0HS6
ETC
5.0%0.75%
GAGG.PA
Amundi Core Global Aggregate Bond UCITS ETF AccLU1437024729
ETF
5.0%0.1%
EPRA.PA
Amundi FTSE EPRA NAREIT Global UCITS ETF AccLU1437018838
ETF
5.0%0.24%
XHYA.XETRA
Xtrackers EUR High Yield Corporate Bond UCITS ETF 1CLU1109943388
ETF
5.0%0.2%
XGLE.LSE
Xtrackers II Eurozone Government Bond UCITS ETF 1CLU0290355717
ETF
5.0%0.07%
ZPRS.XETRA
State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Acc)IE00BCBJG560
ETF
5.0%0.45%
GERD.XETRA
L&G Gerd Kommer Multifactor Equity UCITS ETF USD AccumulatingIE0001UQQ933
ETF
5.0%0.45%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €16,689.59
Histogram of Monthly Returns
The portfolio had a positive return during 25 of the 37 months (68%)
Monthly Returns Heatmap
Best month: +6.8% • Worst month: -6.5% • Best year: 2024 (+22.2%) • Worst year: 2023 (+7.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.8%+2.0%-6.5%+6.8%+4.4%+0.2%------+9.5%
2025+4.7%-1.4%-4.0%-2.2%+4.6%+0.5%+3.7%-0.1%+3.9%+3.3%-0.1%+2.4%+15.8%
2024+1.2%+4.2%+4.7%-1.6%+2.0%+1.5%+1.1%-0.5%+2.4%+1.1%+5.9%-1.4%+22.2%
2023-----+0.9%+2.3%-2.0%-1.7%-1.1%+5.5%+3.9%+7.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.72% • The longest drawdown period lasted for 5 months and was between February 2025 and July 2025. It reached a trough of -15.7%.

Detailed Metrics

Returns
Total Return
+66.90%
Annualized Return
+18.65%
Avg Monthly Return
+1.44%
Risk
Volatility (Annual)
+9.05%
Max Drawdown
+15.72%
Positive Months
68%
Average Drawdown
-2.3%
Risk-Adjusted
Sharpe Ratio
1.84
Risk-free rate: 2.0%
Sortino Ratio
1.77
Downside risk adjusted
Return/Volatility
2.06
Calmar Ratio
1.19
Return/Max Drawdown
Ulcer Index
3.03
Drawdown depth & duration
Martin Ratio
0.06
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
16,689.59
Backtest Period
2023-06-21 to 2026-06-19
3.0 years
Rebalancing
quarterly
Base Currency
EUR
Mix20 | +18.6% CAGR | ETF Backtest