HomePortfoliosMittelfristig -5 J

Mittelfristig -5 J

Created byuser-pqorkc
Optimize
None Rebalancing
EUR
Low Risk
2.8yr backtest

Performance Summary

Total Return+9.35%
Annualized Return+3.20%
Volatility+1.62%
Sharpe Ratio0.74
Max Drawdown+1.85%

Holdings

Asset Allocation

Asset Class

Bonds 100.0%
Holdings Details
Mid-term portfolio with 50% floating rate EUR bonds ETF and 50% fixed income for a balanced, defensive approach to European debt markets.
AssetTypeAllocationTER
EFRN.XETRA
iShares EUR Floating Rate Bond Advanced UCITS ETF EUR (Dist) • IE00BF5GB717
ETF
50.0%0.1%
AT0000A347S9
Fixed Income One R • AT0000A347S9
FUND
50.0%0.45%
Total100.0%0.28%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €10,934.91
Histogram of Monthly Returns
The portfolio had a positive return during 29 of the 36 months (81%)
Monthly Returns Heatmap
Best month: +1.3% • Worst month: -1.3% • Best year: 2024 (+4.2%) • Worst year: 2026 (-0.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.4%+0.5%-1.2%+0.4%---------0.0%
2025+0.3%+0.5%-0.4%-1.3%+0.4%+0.3%+0.5%+0.1%+0.3%+0.5%-0.0%+0.0%+1.1%
2024+0.3%+0.1%+0.7%-0.4%+0.3%+0.5%+0.7%+0.4%+0.5%+0.3%+0.7%+0.1%+4.2%
2023----+0.0%+0.1%+0.5%+0.3%-0.0%+0.4%+1.1%+1.3%+3.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +1.85% • The longest drawdown period lasted for 7 months and was between March 2025 and October 2025. It reached a trough of -1.8%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (50.0% of total allocation)

Total Dividends Received

€473.58

5 payments

Dividend Yield

1.57%

(annualized)

Avg Per Payment

€94.72

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2025€155.25
2024€218.98
2023€99.35
Total€473.58

Detailed Metrics

Returns
Total Return
+9.35%
Annualized Return
+3.20%
Avg Monthly Return
+0.25%
Risk
Volatility (Annual)
+1.62%
Max Drawdown
+1.85%
Positive Months
81%
Average Drawdown
-0.3%
Risk-Adjusted
Sharpe Ratio
0.74
Risk-free rate: 2.0%
Sortino Ratio
0.58
Downside risk adjusted
Return/Volatility
1.98
Calmar Ratio
1.73
Return/Max Drawdown
Ulcer Index
0.46
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€10,934.91
Backtest Period
2023-05-31 to 2026-04-02
2.8 years
Rebalancing
none
Base Currency
EUR