Home PortfoliosMittelfristig -5 J Scalabel

Mittelfristig -5 J Scalabel

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Annual Rebalancing

EUR

Low Risk

2.9yr backtest

Performance Summary

Total Return+21.50%

Annualized Return+6.95%

Volatility+3.50%

Sharpe Ratio1.41

Max Drawdown+5.66%

Holdings

Asset Allocation

Asset Class

Bonds 75.0%Equity 25.0%

Holdings Details

A balanced ETF portfolio with 50% global stocks and 50% European bonds, designed for diversified, medium-term growth potential.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
IE1A.XETRA iShares EUR Corporate Bond 1-5yr UCITS ETF EUR (Acc) • IE000F6G1DE0	IE000F6G1DE0	Acc	ETF	25.0%	0.2%
AT0000A347S9 Fixed Income One R • AT0000A347S9	AT0000A347S9	Acc	FUND	25.0%	0.45%
VGWL.XETRA Vanguard FTSE All-World UCITS ETF (USD) Distributing • IE00B3RBWM25	IE00B3RBWM25	Dist	ETF	25.0%	0.19%
EFRN.XETRA iShares EUR Floating Rate Bond Advanced UCITS ETF EUR (Dist) • IE00BF5GB717	IE00BF5GB717	Dist	ETF	25.0%	0.1%
Total		Total			100.0%	0.23%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,149.6

Histogram of Monthly Returns

The portfolio had a positive return during 24 of the 36 months (67%)

Monthly Returns Heatmap

Best month: +2.6% • Worst month: -2.4% • Best year: 2024 (+9.3%) • Worst year: 2026 (+1.6%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+0.6%	+0.8%	-2.4%	+2.6%	-	-	-	-	-	-	-	-	+1.6%
2025	+1.4%	-0.2%	-2.1%	-1.3%	+1.7%	+0.3%	+1.6%	+0.0%	+1.0%	+1.5%	-0.1%	+0.1%	+3.8%
2024	+0.8%	+0.9%	+1.5%	-0.8%	+0.5%	+1.7%	+0.7%	+0.2%	+1.0%	+0.3%	+2.4%	-0.3%	+9.3%
2023	-	-	-	-	+0.0%	+0.9%	+1.2%	-0.1%	-0.4%	-0.6%	+2.4%	+2.1%	+5.5%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +5.66% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -5.7%.

Dividend Income

Summary

This portfolio contains 2 distributing ETFs (50.0% of total allocation)

Total Dividends Received

€383.26

17 payments

Dividend Yield

1.18%

(annualized)

Avg Per Payment

€22.54

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€8.37	0.07%	1
2025	€127.52	1.10%	6
2024	€160.31	1.45%	6
2023	€87.06	0.85%	4
Total	€383.26	1.18%	17

Detailed Metrics

Returns

Total Return

+21.50%

Annualized Return

+6.95%

Avg Monthly Return

+0.55%

Risk

Volatility (Annual)

+3.50%

Max Drawdown

+5.66%

Positive Months

67%

Average Drawdown

-0.8%

Risk-Adjusted

Sharpe Ratio

1.41

Risk-free rate: 2.0%

Sortino Ratio

1.31

Downside risk adjusted

Return/Volatility

1.99

Calmar Ratio

1.23

Return/Max Drawdown

Ulcer Index

1.13

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,149.6

Backtest Period

2023-05-31 to 2026-04-24
2.9 years

Rebalancing

annual

Base Currency

EUR