HomePortfoliosMedium_Risk
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Monthly Rebalancing
EUR
Moderate Risk
Multi-currency
6.7yr backtest

Performance Summary

Total Return+133.41%
Annualized Return+13.39%
Volatility+14.64%
Sharpe Ratio0.78
Max Drawdown+25.41%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 20.0%Precious Metals 5.0%
Holdings Details
Medium-risk ETF portfolio blending global stocks, bonds, and gold for diversified growth across US, emerging markets, and tech sectors.
AssetTypeAllocationTER
CSPX.LSE
iShares Core S&P 500 UCITS ETF USD (Acc)IE00B5BMR087
ETF
30.0%0.07%
VWRA.LSE
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
20.0%0.19%
AGGU.LSE
iShares Core Global Aggregate Bond UCITS ETF USD Hedged (Acc)IE00BZ043R46
ETF
15.0%0.1%
EIMI.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc)IE00BKM4GZ66
ETF
10.0%0.18%
CNDX.LSE
iShares Nasdaq 100 UCITS ETF (Acc)IE00B53SZB19
ETF
10.0%0.3%
IGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
5.0%0.12%
XDWT.LSE
Xtrackers MSCI World Information Technology UCITS ETF 1CIE00BM67HT60
ETF
5.0%0.25%
IB01.LSE
iShares USD Treasury Bond 0-1yr UCITS ETF (Acc)IE00BGSF1X88
ETF
5.0%0.07%
Total100.0%0.14%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €23,340.78
Histogram of Monthly Returns
The portfolio had a positive return during 55 of the 82 months (67%)
Monthly Returns Heatmap
Best month: +10.9% • Worst month: -7.4% • Best year: 2023 (+25.6%) • Worst year: 2022 (-19.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.4%+0.2%-7.1%+10.9%--------+5.8%
2025+2.6%-2.8%-3.9%+0.9%+6.2%+4.8%+2.6%+1.2%+4.2%+3.4%-0.4%+1.1%+21.0%
2024+1.1%+3.2%+3.0%-2.5%+2.8%+4.9%+0.3%+1.3%+2.8%-0.7%+3.4%-0.7%+20.4%
2023+6.3%-1.8%+3.9%+1.0%+1.2%+5.0%+3.1%-1.7%-4.0%-2.4%+8.4%+4.8%+25.6%
2022-5.6%-1.7%+2.8%-7.2%-2.2%-6.8%+6.2%-2.6%-7.4%+2.9%+3.8%-2.4%-19.4%
2021+0.3%+0.8%+1.7%+3.9%+0.9%+1.8%+1.2%+2.4%-3.4%+4.0%-0.2%+2.9%+17.3%
2020+0.4%-6.5%-7.2%+8.1%+2.7%+3.5%+5.3%+5.9%-2.7%-2.2%+7.8%+4.4%+19.7%
2019-------0.3%-1.9%+1.3%+2.1%+2.4%+2.8%+6.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +25.41% • The longest drawdown period lasted for 1 year and 11 months and was between December 2021 and December 2023. It reached a trough of -24.5%.

Detailed Metrics

Returns
Total Return
+133.41%
Annualized Return
+13.39%
Avg Monthly Return
+1.11%
Risk
Volatility (Annual)
+14.64%
Max Drawdown
+25.41%
Positive Months
67%
Average Drawdown
-5.9%
Risk-Adjusted
Sharpe Ratio
0.78
Risk-free rate: 2.0%
Sortino Ratio
0.72
Downside risk adjusted
Return/Volatility
0.91
Calmar Ratio
0.53
Return/Max Drawdown
Ulcer Index
7.97
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
23,340.78
Backtest Period
2019-07-26 to 2026-04-24
6.7 years
Rebalancing
monthly
Base Currency
EUR
Medium_Risk | +13.4% CAGR | ETF Backtest