This model follows world market-cap weights but uses the most tax-efficient UCITS vehicles available.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWRA.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 70.0% | 0.19% |
VAGU.LSE Vanguard Global Aggregate Bond UCITS ETF USD Hedged Accumulating • IE00BG47KJ78 | ETF | 30.0% | 0.08% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.1% | +2.9% | -4.2% | +6.0% | +2.6% | - | - | - | - | - | - | - | +7.0% |
| 2025 | +2.7% | -1.2% | -6.2% | -3.6% | +3.7% | -0.6% | +3.4% | +0.7% | +2.1% | +3.4% | -0.2% | -0.1% | +3.7% |
| 2024 | +2.6% | +2.1% | +2.9% | -1.3% | +0.4% | +4.1% | +0.4% | -0.4% | +1.4% | +0.5% | +5.9% | +0.1% | +19.9% |
| 2023 | +3.7% | +0.5% | +0.0% | -0.3% | +2.0% | +2.1% | +1.7% | -0.5% | -0.8% | -2.8% | +4.4% | +3.3% | +14.0% |
| 2022 | -3.0% | -1.5% | +2.5% | -1.3% | -2.9% | -4.0% | +8.0% | -1.1% | -4.8% | +2.0% | -0.6% | -4.2% | -11.0% |
| 2021 | +0.5% | +1.4% | +4.9% | +0.4% | -0.2% | +3.8% | +0.8% | +2.2% | -0.9% | +3.1% | +0.7% | +2.2% | +20.4% |
| 2020 | +1.4% | -5.9% | -8.0% | +7.1% | +1.6% | +1.3% | -1.7% | +5.0% | -1.3% | -1.5% | +5.0% | +2.3% | +4.4% |
| 2019 | - | - | - | - | - | - | +0.3% | -1.4% | +2.9% | -0.5% | +3.3% | +0.5% | +5.2% |