HomePortfoliosBench 2

Bench 2

Created byuser-a1qdsa
FIRE Projection
Annual Rebalancing
EUR
Low Risk
Multi-currency
1.3yr backtest

Performance Summary

Total Return+26.51%
Annualized Return+19.59%
Volatility+9.87%
Sharpe Ratio1.78
Max Drawdown+7.05%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Commodities 23.0%Precious Metals 7.0%
Holdings Details
Diversified ETF portfolio blending 70% global equities, 23% commodities, and 7% gold for robust, multi-asset market exposure.
AssetTypeAllocationTER
NTSG.XETRA
WisdomTree Global Efficient Core UCITS ETF USD Unhedged Acc • IE00077IIPQ8
ETF
40.0%0.25%
AVWS.XETRA
Avantis Global Small Cap Value UCITS ETF USD Acc • IE0003R87OG3
ETF
15.0%0.39%
DBMF.US
iMGP DBi Managed Futures Strategy ETF • US53700T8273
ETF
15.0%0.85%
AVEM.XETRA
Avantis Emerging Markets Equity UCITS ETF USD Acc • IE000K975W13
ETF
15.0%0.35%
PPFB.XETRA
iShares Physical Gold ETC • IE00B4ND3602
ETF
7.0%0.12%
CRRY.XETRA
WisdomTree Enhanced Commodity Carry • XS3022291473
ETF
5.0%0.34%
UEQC.XETRA
UBS CMCI Commodity Carry SF UCITS ETF USD acc • IE00BKFB6L02
ETF
3.0%0.34%
Total100.0%0.37%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,650.94
Histogram of Monthly Returns
The portfolio had a positive return during 13 of the 17 months (76%)
Monthly Returns Heatmap
Best month: +5.1% • Worst month: -6.3% • Best year: 2025 (+12.9%) • Worst year: 2026 (+12.1%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.8%+4.8%-6.3%+5.1%+4.3%+2.1%-1.4%+1.1%+0.5%---+12.1%
2025-----0.4%+0.0%+3.2%+0.9%+3.2%+4.5%+0.5%+0.4%+12.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +7.05% • The longest drawdown period lasted for 2 months and was between February 2026 and May 2026. It reached a trough of -7.0%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (15.0% of total allocation)

Total Dividends Received

€101.50

5 payments

Dividend Yield

0.68%

(annualized)

Avg Per Payment

€20.30

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€16.75
2025€84.74
Total€101.50

Detailed Metrics

Returns
Total Return
+26.51%
Annualized Return
+19.59%
Avg Monthly Return
+1.43%
Risk
Volatility (Annual)
+9.87%
Max Drawdown
+7.05%
Positive Months
76%
Average Drawdown
-1.3%
Risk-Adjusted
Sharpe Ratio
1.78
Risk-free rate: 2.0%
Sortino Ratio
1.81
Downside risk adjusted
Return/Volatility
1.98
Calmar Ratio
2.78
Return/Max Drawdown
Ulcer Index
1.67
Drawdown depth & duration
Martin Ratio
0.11
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,650.94
Backtest Period
2025-05-12 to 2026-09-04
1.3 years
Rebalancing
annual
Base Currency
EUR