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Max covered

Created byuser-julfmc
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None Rebalancing
EUR
Moderate Risk
Multi-currency
3.8yr backtest

Performance Summary

Total Return+57.02%
Annualized Return+12.74%
Volatility+10.67%
Sharpe Ratio1.01
Max Drawdown+16.21%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Other 20.0%Precious Metals 20.0%
Holdings Details
Income-focused ETF portfolio blending covered-call tech, small-cap, and gold with floating-rate loans for yield across market cycles.
AssetTypeAllocationTER
IE00B3MCK713.IR
Franklin Floating Rate Fund PLC Z(acc)
FUND
20.0%-
GLDI.US
Credit Suisse X-Links Gold Shares Covered Call ETN • US22542D2339
ETF
20.0%0.65%
QYLD.US
Global X NASDAQ 100 Covered Call ETF • US37954Y4834
ETF
20.0%0.6%
TYLG.US
Global X Funds - Global X Information Technology Covered Call & Growth ETF • US37960A7431
ETF
20.0%0.6%
RYLD.US
Global X Russell 2000 Covered Call • US37954Y4594
ETF
20.0%0.6%
Total100.0%0.49%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €15,702.21
Histogram of Monthly Returns
The portfolio had a positive return during 34 of the 46 months (74%)
Monthly Returns Heatmap
Best month: +4.8% • Worst month: -5.2% • Best year: 2024 (+22.5%) • Worst year: 2022 (-3.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.1%+2.1%-1.5%+4.4%+4.5%+0.9%-2.3%+4.1%----+12.6%
2025+2.6%-2.0%-5.2%-3.7%+1.9%+0.1%+2.4%+1.1%+2.9%+3.8%-0.0%+1.0%+4.4%
2024+4.8%+2.0%+2.3%-1.1%+0.4%+2.2%+0.4%+0.1%+1.2%+2.6%+4.8%+1.0%+22.5%
2023+4.1%+0.6%+1.5%-0.8%+4.8%+0.1%+1.0%+0.3%-0.6%+0.2%+2.0%-0.7%+13.1%
2022----------+0.6%-4.2%-3.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +16.21% • The longest drawdown period lasted for 8 months and was between February 2025 and October 2025. It reached a trough of -16.2%.

Dividend Income

Summary
This portfolio contains 4 distributing ETFs (80.0% of total allocation)

Total Dividends Received

€4,666.46

183 payments

Dividend Yield

10.06%

(annualized)

Avg Per Payment

€25.50

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€1,206.32
2025€1,378.85
2024€1,156.38
2023€814.94
2022€109.98
Total€4,666.46

Detailed Metrics

Returns
Total Return
+57.02%
Annualized Return
+12.74%
Avg Monthly Return
+1.01%
Risk
Volatility (Annual)
+10.67%
Max Drawdown
+16.21%
Positive Months
74%
Average Drawdown
-2.8%
Risk-Adjusted
Sharpe Ratio
1.01
Risk-free rate: 2.0%
Sortino Ratio
0.93
Downside risk adjusted
Return/Volatility
1.19
Calmar Ratio
0.79
Return/Max Drawdown
Ulcer Index
4.05
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€15,702.21
Backtest Period
2022-11-22 to 2026-08-27
3.8 years
Rebalancing
none
Base Currency
EUR