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max balanced

Created byuser-julfmc
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None Rebalancing
EUR
Low Risk
Multi-currency
3.1yr backtest

Performance Summary

Total Return+32.35%
Annualized Return+9.37%
Volatility+4.51%
Sharpe Ratio1.63
Max Drawdown+9.53%

Holdings

Asset Allocation

Asset Class

Other 60.9%Equity 34.1%Precious Metals 5.0%
Holdings Details
Income-focused portfolio blending floating rate credit with covered call ETFs across US, Australian, and tech equities plus gold for diversified yield.
AssetTypeAllocationTER
IE00B3MCK713.IR
Franklin Floating Rate Fund PLC Z(acc)
FUND
60.9%-
AYLD.AU
Global X S&P/ASX 200 Covered Call Complex ETF • AU0000251878
ETF
9.2%0.45%
GLDI.US
Credit Suisse X-Links Gold Shares Covered Call ETN • US22542D2339
ETF
5.0%0.65%
QYLD.US
Global X NASDAQ 100 Covered Call ETF • US37954Y4834
ETF
5.0%0.6%
XY7D.XETRA
Global X S&P 500 Covered Call UCITS ETF D • IE0002L5QB31
ETF
5.0%0.45%
TYLG.US
Global X Funds - Global X Information Technology Covered Call & Growth ETF • US37960A7431
ETF
5.0%0.6%
RYLD.US
Global X Russell 2000 Covered Call • US37954Y4594
ETF
5.0%0.6%
QYLE.XETRA
Global X Nasdaq 100 Covered Call UCITS ETF D • IE00BM8R0J59
ETF
4.9%0.45%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €13,235.09
Histogram of Monthly Returns
The portfolio had a positive return during 31 of the 38 months (82%)
Monthly Returns Heatmap
Best month: +3.0% • Worst month: -3.3% • Best year: 2024 (+13.3%) • Worst year: 2025 (+3.1%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.6%+0.6%-0.8%+2.8%+1.9%+0.4%-0.1%+2.0%----+7.6%
2025+1.7%-1.1%-3.3%-1.4%+2.1%-0.1%+1.7%+0.5%+0.6%+1.9%+0.3%+0.2%+3.1%
2024+2.3%+1.2%+1.4%+0.1%+0.2%+1.2%+0.5%+0.6%+0.7%+1.2%+3.0%+0.3%+13.3%
2023------+1.2%+0.7%+0.6%-0.4%+1.8%+1.2%+5.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +9.53% • The longest drawdown period lasted for 8 months and was between February 2025 and October 2025. It reached a trough of -9.5%.

Dividend Income

Summary
This portfolio contains 7 distributing ETFs (39.1% of total allocation)

Total Dividends Received

€1,684.10

244 payments

Dividend Yield

4.64%

(annualized)

Avg Per Payment

€6.90

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€457.16
2025€556.17
2024€484.47
2023€186.31
Total€1,684.10

Detailed Metrics

Returns
Total Return
+32.35%
Annualized Return
+9.37%
Avg Monthly Return
+0.75%
Risk
Volatility (Annual)
+4.51%
Max Drawdown
+9.53%
Positive Months
82%
Average Drawdown
-1.4%
Risk-Adjusted
Sharpe Ratio
1.63
Risk-free rate: 2.0%
Sortino Ratio
1.43
Downside risk adjusted
Return/Volatility
2.08
Calmar Ratio
0.98
Return/Max Drawdown
Ulcer Index
2.00
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€13,235.09
Backtest Period
2023-07-11 to 2026-08-27
3.1 years
Rebalancing
none
Base Currency
EUR