Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XZW0.XETRA Xtrackers MSCI World ESG UCITS ETF 1C • IE00BZ02LR44 | ETF | 60.0% | 0.2% |
IEAA.LSE iShares Core EUR Corporate Bond UCITS ETF (Acc) • IE00BF11F565 | ETF | 40.0% | 0.09% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.4% | -0.7% | -5.0% | +8.0% | +4.6% | +0.7% | -0.7% | +2.7% | +0.3% | - | - | - | +9.2% |
| 2025 | +2.6% | -2.9% | -7.0% | -1.8% | +5.9% | +0.5% | +4.0% | -0.7% | +1.9% | +3.9% | -0.9% | +0.7% | +5.9% |
| 2024 | +2.9% | +2.7% | +3.3% | -2.2% | +1.4% | +4.6% | -0.2% | -0.1% | +1.5% | +1.0% | +5.9% | -1.1% | +21.1% |
| 2023 | +4.0% | -0.0% | +0.8% | +0.3% | +2.6% | +2.5% | +1.7% | +0.2% | -1.8% | -2.8% | +6.0% | +3.8% | +18.3% |
| 2022 | -5.3% | -2.3% | +3.1% | -3.1% | -3.3% | -4.7% | +8.3% | -3.5% | -4.8% | +2.6% | +1.4% | -4.5% | -15.7% |
| 2021 | +0.8% | +1.7% | +4.3% | +1.3% | -0.3% | +3.6% | +2.0% | +2.4% | -1.8% | +4.7% | +0.4% | +2.7% | +23.9% |
| 2020 | +1.0% | -5.5% | -8.5% | +7.0% | +1.8% | +1.5% | -0.5% | +3.9% | -0.6% | -1.8% | +6.3% | +1.1% | +4.6% |
| 2019 | +4.6% | +2.9% | +2.0% | +2.5% | -2.9% | +3.1% | +2.9% | -0.5% | +1.7% | +0.1% | +2.8% | +1.0% | +22.0% |
| 2018 | - | - | - | - | +0.1% | +0.1% | +1.8% | +1.2% | +0.3% | -3.4% | +0.6% | -4.7% | -4.0% |
Mary returned +9.45% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.