Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SP5C.PA Amundi Core S&P 500 Swap UCITS ETF Acc • LU1135865084 | ETF | 44.0% | 0.05% |
DBXA.XETRA Xtrackers MSCI Europe UCITS ETF 1C • LU0274209237 | ETF | 27.0% | 0.12% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 13.0% | 0.18% |
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21 | ETF | 8.0% | 0.12% |
ZPRS.XETRA State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Acc) • IE00BCBJG560 | ETF | 8.0% | 0.45% |
| Total | 100.0% | 0.12% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.6% | +2.0% | -5.7% | +8.6% | +5.8% | +1.7% | -1.6% | +2.1% | +0.6% | - | - | - | +15.5% |
| 2025 | +3.9% | -1.9% | -7.0% | -3.9% | +6.1% | +0.9% | +4.4% | -0.1% | +2.7% | +4.2% | -0.3% | +0.4% | +9.0% |
| 2024 | +3.0% | +3.6% | +3.7% | -1.7% | +1.4% | +4.3% | +0.5% | -0.4% | +1.5% | +0.5% | +6.2% | -0.7% | +23.8% |
| 2023 | +5.2% | +0.4% | -0.0% | +0.2% | +2.0% | +3.5% | +2.5% | -0.9% | -1.7% | -3.5% | +5.7% | +3.7% | +18.1% |
| 2022 | -4.5% | -2.0% | +3.5% | -2.1% | -2.9% | -6.2% | +9.4% | -1.8% | -6.1% | +4.0% | +1.5% | -5.3% | -12.8% |
| 2021 | +1.1% | +3.0% | +5.8% | +1.5% | -0.0% | +4.2% | +0.9% | +3.0% | -1.7% | +4.3% | +0.2% | +3.8% | +29.3% |
| 2020 | -0.4% | -8.5% | -11.5% | +9.2% | +2.2% | +2.1% | -0.3% | +5.2% | -0.7% | -2.1% | +9.3% | +2.2% | +4.7% |
| 2019 | +9.1% | +3.4% | +2.4% | +3.5% | -5.1% | +3.9% | +3.0% | -2.1% | +3.7% | +0.2% | +4.1% | +1.7% | +30.8% |
| 2018 | +1.0% | -2.3% | -3.0% | +2.7% | +3.6% | -0.6% | +2.5% | +1.1% | +0.5% | -5.2% | +0.9% | -9.0% | -8.1% |
| 2017 | -0.4% | +4.7% | -0.5% | +1.2% | -1.0% | -0.1% | -1.1% | -1.6% | +3.8% | +3.6% | -0.3% | +2.0% | +10.5% |
| 2016 | - | - | - | - | - | -0.5% | +2.4% | +0.5% | +2.2% | +0.8% | +3.9% | +3.0% | +12.8% |
Main returned +12.28% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.