HomePortfoliosMad Gold

Mad Gold

Created byuser-julfmc
Optimize FIRE Projection
Quarterly Rebalancing
EUR
High Risk
Multi-currency
8.7yr backtest

Performance Summary

Total Return+141.60%
Annualized Return+10.71%
Volatility+28.58%
Sharpe Ratio0.30
Max Drawdown+46.69%

Holdings

Asset Allocation

Asset Class

Precious Metals 50.0%Bonds 25.0%Commodities 25.0%
Holdings Details
Diversified ETF portfolio pairing high yield bonds with gold and oil plays for balanced income and commodity exposure across market cycles.
AssetTypeAllocationTER
SHYL.US
Xtrackers Short Duration High Yield Bond ETF • US2330512839
ETF
25.0%0.2%
DGP.US
DB Gold Double Long ETN • US25154H7492
ETF
25.0%0.75%
DZZ.US
DB Gold Double Short ETN • US25154H7567
ETF
25.0%0.95%
USO.US
United States Oil Fund LP • US91232N2071
ETF
25.0%0.6%
Total100.0%0.63%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €24,159.7
Histogram of Monthly Returns
The portfolio had a positive return during 64 of the 105 months (61%)
Monthly Returns Heatmap
Best month: +75.9% • Worst month: -20.9% • Best year: 2025 (+51.6%) • Worst year: 2020 (-23.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+7.3%-1.9%+10.3%-0.1%-7.8%-8.7%+3.4%+3.0%+4.8%---+8.9%
2025+3.3%+5.9%-3.5%-1.5%-0.6%-1.3%+3.5%-0.6%+1.7%+75.9%-20.9%+2.1%+51.6%
2024+2.3%+2.5%+3.0%+0.6%-2.6%+2.7%+0.0%-2.2%-0.3%+4.3%+0.6%+2.7%+14.2%
2023-1.0%+1.2%-2.2%-0.8%+0.2%-0.3%+3.2%+3.1%+5.1%-2.5%-3.0%+0.2%+3.0%
2022+4.6%+2.9%+3.4%+5.1%+1.3%-0.4%+3.3%-0.2%+0.1%+2.5%-6.3%-1.9%+14.6%
2021+1.7%+6.2%+2.8%-0.8%+0.3%+4.2%+0.3%-0.6%+4.1%+2.4%-2.4%+3.2%+22.7%
2020-0.0%-3.7%-14.0%-8.7%+6.2%+0.7%-5.1%+2.1%-3.8%-1.9%+2.9%+0.8%-23.4%
2019+7.2%+2.3%+1.1%+2.3%-3.9%+0.6%+2.1%-0.0%+0.3%-2.2%+1.8%+1.7%+13.4%
2018-3.2%+0.6%+1.1%+4.5%+2.5%+4.1%-1.7%+0.9%+1.9%-0.9%-5.0%-2.5%+1.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +46.69% • The longest drawdown period lasted for 2 years and was between February 2020 and March 2022. It reached a trough of -29.1%.
When could this portfolio get you to financial independence?

Mad Gold returned +10.71% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (75.0% of total allocation)

Total Dividends Received

€1,741.40

104 payments

Dividend Yield

1.54%

(annualized)

Avg Per Payment

€16.74

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€258.93
2025€266.72
2024€254.48
2023€215.00
2022€171.45
2021€115.38
2020€152.24
2019€178.80
2018€128.35
Total€1,741.40

Detailed Metrics

Returns
Total Return
+141.60%
Annualized Return
+10.71%
Avg Monthly Return
+1.11%
Risk
Volatility (Annual)
+28.58%
Max Drawdown
+46.69%
Positive Months
61%
Average Drawdown
-11.7%
Risk-Adjusted
Sharpe Ratio
0.30
Risk-free rate: 2.0%
Sortino Ratio
0.39
Downside risk adjusted
Return/Volatility
0.37
Calmar Ratio
0.23
Return/Max Drawdown
Ulcer Index
15.90
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€24,159.7
Backtest Period
2018-01-10 to 2026-09-11
8.7 years
Rebalancing
quarterly
Base Currency
EUR