Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XDWD.XETRA Xtrackers MSCI World UCITS ETF 1C • IE00BJ0KDQ92 | ETF | 35.0% | 0.12% |
AGGH.AS iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 25.0% | 0.1% |
XDWT.XETRA Xtrackers MSCI World Information Technology UCITS ETF 1C • IE00BM67HT60 | ETF | 20.0% | 0.25% |
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602 | ETF | 20.0% | 0.12% |
| Total | 100.0% | 0.14% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.9% | +1.4% | -5.2% | +5.7% | +5.3% | -1.4% | -1.9% | +3.5% | +0.5% | - | - | - | +9.8% |
| 2025 | +3.1% | -1.4% | -4.0% | -1.3% | +3.7% | +0.7% | +3.8% | -0.2% | +4.8% | +4.6% | -0.1% | +0.8% | +15.0% |
| 2024 | +2.5% | +2.3% | +3.7% | -0.9% | +1.4% | +4.9% | -0.0% | +0.2% | +1.9% | +1.9% | +4.5% | -0.1% | +24.5% |
| 2023 | +4.6% | -0.2% | +3.0% | -0.4% | +4.0% | +1.1% | +1.5% | -0.3% | -2.3% | -0.4% | +5.0% | +3.0% | +19.8% |
| 2022 | -4.1% | -0.5% | +2.8% | -2.0% | -3.5% | -3.8% | +6.5% | -2.1% | -4.3% | +1.4% | +0.7% | -3.7% | -12.4% |
| 2021 | - | - | - | - | - | - | +0.7% | +1.9% | -1.8% | +3.3% | +1.9% | +2.3% | +8.5% |
M1 real portfolio benchmark growth returned +12.02% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.