Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
GB00B4PQW151 Vanguard LifeStrategy 80% Equity Fund A Acc • GB00B4PQW151 | FUND | 70.0% | 0.22% |
VALW.LSE State Street SPDR MSCI World Value UCITS ETF USD Unhedged (Acc) • IE00BJXRT813 | ETF | 30.0% | 0.25% |
| Total | 100.0% | 0.23% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +4.4% | -5.4% | +5.1% | +5.9% | +0.4% | -0.9% | +2.2% | +0.1% | - | - | - | +13.9% |
| 2025 | +4.1% | -0.5% | -4.0% | -1.5% | +3.5% | +2.0% | +3.7% | +1.1% | +2.8% | +4.3% | +0.3% | +0.6% | +17.3% |
| 2024 | +0.0% | +2.7% | +3.6% | -1.8% | +1.9% | +1.2% | +1.1% | -0.2% | -0.3% | +0.5% | +3.4% | -1.3% | +11.2% |
| 2023 | +4.5% | -0.6% | +0.1% | +1.5% | -0.9% | +2.6% | +2.2% | -1.3% | +0.3% | -2.7% | +3.9% | +4.5% | +14.6% |
| 2022 | -2.5% | -1.5% | +2.4% | -2.4% | +0.2% | -5.1% | +5.0% | -0.4% | -5.5% | +2.6% | +4.2% | -3.1% | -6.5% |
| 2021 | -0.3% | +0.9% | +4.1% | +2.5% | -0.0% | +2.2% | +0.2% | +2.4% | -1.2% | +1.6% | +0.4% | +2.3% | +16.0% |
| 2020 | - | - | - | - | - | - | - | - | -8.5% | -2.7% | +8.8% | +2.3% | -1.0% |
LS80 / VALW returned +10.58% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.