2027
You'll be 35
Median scenario: 2027 · Optimistic (90th percentile): 2027
From this point, your portfolio's expected monthly growth exceeds your $500/month contribution. Compounding is now doing more for you than saving is.
2038
You'll be 46
Median scenario: 2038 · Optimistic (90th percentile): 2036
Your portfolio reaches your inflation-adjusted $750,000 target, covering $30,000/year of today's spending power.
2057
Age 65, as set above
Projected balance: $180,982,696 median (13061% of your $1,385,692 target)
Optimistic (90th percentile): $849,248,665. Conservative (10th percentile): $35,785,514.