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Long Term Dist

Created byuser-xwe79g

Annual Rebalancing

EUR

Moderate Risk

Multi-currency

1.3yr backtest

Performance Summary

Total Return+23.15%

Annualized Return+17.33%

Volatility+13.38%

Sharpe Ratio1.15

Max Drawdown+17.39%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Bonds 5.0%Precious Metals 5.0%

Holdings Details

Diversified ETF portfolio blending global equities, bonds, and gold for balanced growth across US tech, emerging markets, and dividends.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
EQQQ.XETRA Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012	IE0032077012	Dist	ETF	25.0%	0.3%
HWWA.LSE HSBC Multi-Factor Worldwide Equity UCITS ETF USD • IE00BKZGB098	IE00BKZGB098	Dist	ETF	20.0%	0.25%
TDIV.AS VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594	NL0011683594	Dist	ETF	12.0%	0.38%
HMEF.LSE HSBC MSCI Emerging Markets UCITS ETF USD • IE00B5SSQT16	IE00B5SSQT16	Dist	ETF	12.0%	0.15%
EXU1.XETRA Xtrackers MSCI World ex USA UCITS ETF 1D • IE000Z0FC0G5	IE000Z0FC0G5	Dist	ETF	8.0%	0.15%
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10	IE00B8GKDB10	Dist	ETF	8.0%	0.29%
SPFE.XETRA State Street SPDR Bloomberg Global Aggregate Bond UCITS ETF EUR Hedged (Dist) • IE00BF1QPL78	IE00BF1QPL78	Dist	ETF	5.0%	0.1%
LMVF.XETRA Amundi Core MSCI EMU UCITS ETF Dist • LU1646360971	LU1646360971	Dist	ETF	5.0%	0.12%
YGLD.XETRA IncomeShares Gold + Yield ETP • XS2852999775	XS2852999775	Dist	ETF	5.0%	0.65%
Total		Total			100.0%	0.27%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,315.01

Histogram of Monthly Returns

The portfolio had a positive return during 11 of the 17 months (65%)

Monthly Returns Heatmap

Best month: +7.8% • Worst month: -5.2% • Best year: 2026 (+12.8%) • Worst year: 2025 (+9.2%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.5%	+2.8%	-5.2%	+7.8%	+5.9%	-1.1%	-	-	-	-	-	-	+12.8%
2025	-	-1.4%	-5.1%	-3.0%	+5.2%	+0.7%	+3.9%	+0.3%	+3.3%	+4.5%	-0.3%	+1.2%	+9.2%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +17.39% • The longest drawdown period lasted for 6 months and was between February 2025 and August 2025. It reached a trough of -17.4%.

Dividend Income

Summary

This portfolio contains 9 distributing ETFs (100.0% of total allocation)

Total Dividends Received

€246.75

45 payments

Dividend Yield

1.81%

(annualized)

Avg Per Payment

€5.48

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€58.07	0.50%	13
2025	€188.67	1.89%	32
Total	€246.75	1.81%	45

Detailed Metrics

Returns

Total Return

+23.15%

Annualized Return

+17.33%

Avg Monthly Return

+1.30%

Risk

Volatility (Annual)

+13.38%

Max Drawdown

+17.39%

Positive Months

65%

Average Drawdown

-3.3%

Risk-Adjusted

Sharpe Ratio

1.15

Risk-free rate: 2.0%

Sortino Ratio

1.03

Downside risk adjusted

Return/Volatility

1.30

Calmar Ratio

1.00

Return/Max Drawdown

Ulcer Index

4.32

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,315.01

Backtest Period

2025-02-14 to 2026-06-05
1.3 years

Rebalancing

annual

Base Currency

EUR