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kids mit satelliten

Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
5.8yr backtest

Performance Summary

Total Return+120.07%
Annualized Return+14.65%
Volatility+14.53%
Sharpe Ratio0.87
Max Drawdown+22.27%

Holdings

Asset Allocation

Asset Class

Equity 97.5%Cryptocurrencies 2.5%
Holdings Details
Growth-focused ETF portfolio with 95% global equity plus small satellite bets on semiconductors and Bitcoin for diversified long-term upside.
AssetTypeAllocationTER
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc)IE00B3YLTY66
ETF
95.0%0.17%
VVSM.XETRA
VanEck Semiconductor UCITS ETFIE00BMC38736
ETF
2.5%0.35%
2BTC.XETRA
21shares Bitcoin ETPCH0454664001
ETF
2.5%1.49%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €22,007.47
Histogram of Monthly Returns
The portfolio had a positive return during 46 of the 70 months (66%)
Monthly Returns Heatmap
Best month: +10.0% • Worst month: -7.6% • Best year: 2021 (+30.4%) • Worst year: 2022 (-16.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.6%+0.6%-5.1%+10.0%+6.7%+1.4%-2.4%+2.9%+0.4%---+16.3%
2025+4.9%-4.0%-7.4%-3.4%+6.8%+1.2%+5.5%-0.9%+3.1%+4.3%-1.7%+0.3%+7.9%
2024+2.7%+5.5%+4.4%-2.6%+1.5%+4.1%+0.5%-1.5%+2.0%+1.3%+8.8%-1.5%+27.6%
2023+6.2%+0.3%+0.5%-0.5%+2.4%+4.0%+2.2%-1.1%-1.6%-2.9%+5.8%+4.9%+21.5%
2022-5.4%-1.4%+4.4%-2.9%-3.8%-7.6%+9.7%-2.0%-6.0%+3.9%+1.1%-5.6%-16.0%
2021+2.5%+4.1%+6.9%+0.8%-2.5%+3.9%+1.2%+3.7%-2.3%+6.8%+0.0%+2.1%+30.4%
2020-----------+3.2%+3.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +22.27% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -18.9%.
When could this portfolio get you to financial independence?

kids mit satelliten returned +14.65% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+120.07%
Annualized Return
+14.65%
Avg Monthly Return
+1.21%
Risk
Volatility (Annual)
+14.53%
Max Drawdown
+22.27%
Positive Months
66%
Average Drawdown
-5.6%
Risk-Adjusted
Sharpe Ratio
0.87
Risk-free rate: 2.0%
Sortino Ratio
0.82
Downside risk adjusted
Return/Volatility
1.01
Calmar Ratio
0.66
Return/Max Drawdown
Ulcer Index
6.99
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
22,007.47
Backtest Period
2020-12-03 to 2026-09-11
5.8 years
Rebalancing
none
Base Currency
EUR
kids mit satelliten | +14.6% CAGR | ETF Backtest