info tech

Info tech

Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
10.5yr backtest

Performance Summary

Total Return+617.03%
Annualized Return+20.74%
Volatility+19.08%
Sharpe Ratio0.98
Max Drawdown+32.22%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A concentrated tech portfolio of global ETFs and mutual funds for targeted exposure to the innovation and growth sectors.
AssetTypeAllocationTER
LU0260870158
Franklin Technology Fund A (Acc) EURLU0260870158
FUND
25.0%1.82%
LU0099574567
Fidelity Global Technology A-EURLU0099574567
FUND
25.0%1.89%
SXRV.XETRA
iShares Nasdaq 100 UCITS ETF (Acc)IE00B53SZB19
ETF
25.0%0.3%
XDWT.XETRA
Xtrackers MSCI World Information Technology UCITS ETF 1CIE00BM67HT60
ETF
25.0%0.25%
Total100.0%1.06%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €71,703.22
Histogram of Monthly Returns
The portfolio had a positive return during 83 of the 127 months (65%)
Monthly Returns Heatmap
Best month: +15.8% • Worst month: -11.7% • Best year: 2023 (+46.9%) • Worst year: 2022 (-29.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.6%-2.4%-4.2%+15.8%+13.8%+0.6%-6.5%+4.6%+0.1%---+20.5%
2025+2.1%-4.6%-11.7%-3.0%+10.2%+4.3%+6.5%-2.1%+5.7%+7.2%-4.5%-0.1%+8.0%
2024+4.4%+5.4%+2.2%-3.1%+2.3%+10.0%-3.2%-1.3%+1.7%+2.0%+7.5%+2.2%+33.4%
2023+10.3%+2.1%+4.9%-2.9%+11.7%+3.7%+2.9%-0.7%-2.9%-3.1%+9.8%+4.8%+46.9%
2022-9.1%-3.6%+4.4%-7.6%-5.4%-7.0%+14.3%-2.5%-7.9%+2.5%-1.7%-8.7%-29.8%
2021+2.3%+2.8%+3.1%+2.6%-2.7%+9.8%+1.5%+4.5%-2.9%+6.8%+2.9%+1.2%+36.1%
2020+4.1%-6.4%-7.0%+13.4%+5.2%+6.5%+1.1%+8.6%-2.0%-2.4%+9.2%+3.4%+36.4%
2019+10.4%+5.5%+4.6%+6.4%-8.0%+5.2%+6.0%-2.7%+2.6%+1.1%+6.3%+2.0%+45.5%
2018+3.4%+1.5%-4.2%+2.1%+9.3%-0.2%+1.7%+6.0%-0.7%-6.7%+0.3%-8.6%+2.6%
2017+2.1%+6.4%+1.3%+0.6%+1.4%-3.1%+0.3%+1.4%+1.7%+7.4%-0.9%+0.1%+19.8%
2016---0.3%-4.4%+8.1%-1.6%+7.0%+2.3%+2.0%+1.6%+3.5%+1.3%+20.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +32.22% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -32.2%.
When could this portfolio get you to financial independence?

info tech returned +20.74% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+617.03%
Annualized Return
+20.74%
Avg Monthly Return
+1.70%
Risk
Volatility (Annual)
+19.08%
Max Drawdown
+32.22%
Positive Months
65%
Average Drawdown
-7.1%
Risk-Adjusted
Sharpe Ratio
0.98
Risk-free rate: 2.0%
Sortino Ratio
0.92
Downside risk adjusted
Return/Volatility
1.09
Calmar Ratio
0.64
Return/Max Drawdown
Ulcer Index
9.69
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
71,703.22
Backtest Period
2016-03-22 to 2026-09-03
10.5 years
Rebalancing
none
Base Currency
EUR