Home PortfoliosHoly Ark

Holy Ark

Created byuser-io8qur

Optimize

Annual Rebalancing

EUR

Moderate Risk

Multi-currency

4.9yr backtest

Performance Summary

Total Return+166.62%

Annualized Return+22.40%

Volatility+12.57%

Sharpe Ratio1.62

Max Drawdown+19.76%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Bonds 25.0%Cryptocurrencies 10.0%Commodities 5.0%

Holdings Details

A diversified ETF portfolio blending global stocks, bonds, crypto, and commodities for balanced growth across major asset classes.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VWRL.AS Vanguard FTSE All-World UCITS ETF (USD) Distributing • IE00B3RBWM25	IE00B3RBWM25	Dist	ETF	30.0%	0.19%
VGWD.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10	IE00B8GKDB10	Dist	ETF	20.0%	0.29%
IBCC.XETRA iShares USD Treasury Bond 0-1yr UCITS ETF USD (Dist) • IE00BGR7L912	IE00BGR7L912	Dist	ETF	15.0%	0.07%
SYBD.XETRA State Street SPDR Bloomberg 0-3 Year Euro Corporate Bond UCITS ETF EUR Unhedged (Dist) • IE00BC7GZW19	IE00BC7GZW19	Dist	ETF	10.0%	0.2%
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736	IE00BMC38736	Acc	ETF	10.0%	0.35%
ASOL.XETRA 21shares Solana Staking ETP • CH1114873776	CH1114873776	Acc	ETF	7.5%	2.5%
EXXY.XETRA iShares Diversified Commodity Swap UCITS ETF (DE) • DE000A0H0728	DE000A0H0728	Acc	ETF	5.0%	0.46%
BTC-USD Bitcoin	-	-	CRYPTO	2.5%	-
Total		Total			100.0%	0.39%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €26,661.98

Histogram of Monthly Returns

The portfolio had a positive return during 33 of the 59 months (56%)

Monthly Returns Heatmap

Best month: +26.5% • Worst month: -6.0% • Best year: 2023 (+93.3%) • Worst year: 2022 (-14.1%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.3%	-0.5%	-2.1%	+7.2%	+5.5%	+2.4%	-2.9%	-	-	-	-	-	+12.0%
2025	+5.0%	-5.1%	-5.7%	-3.3%	+4.9%	+0.4%	+4.5%	+0.6%	+2.5%	+3.4%	-2.2%	-0.0%	+4.3%
2024	+2.3%	+5.9%	+7.0%	-4.7%	+3.5%	+1.8%	+1.5%	-4.2%	+2.5%	+2.1%	+10.2%	-3.0%	+26.8%
2023	+15.7%	-0.2%	-0.7%	-0.2%	+2.2%	-0.0%	+5.5%	-2.8%	+0.1%	+9.8%	+16.1%	+26.5%	+93.3%
2022	-5.6%	-0.3%	+4.6%	-1.5%	-4.0%	-6.0%	+7.1%	-1.8%	-3.5%	+2.0%	-0.3%	-4.8%	-14.1%
2021	-	-	-	-	-	-	-	-	-0.7%	+7.0%	+1.9%	+0.0%	+8.4%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +19.76% • The longest drawdown period lasted for 1 year and 7 months and was between November 2021 and July 2023. It reached a trough of -16.7%.

Dividend Income

Summary

This portfolio contains 4 distributing ETFs (75.0% of total allocation)

Total Dividends Received

€1,487.59

56 payments

Dividend Yield

1.80%

(annualized)

Avg Per Payment

€26.56

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€236.36	0.93%	6
2025	€444.98	1.96%	12
2024	€439.91	2.13%	12
2023	€188.49	1.63%	12
2022	€148.94	1.49%	12
2021	€28.90	0.27%	2
Total	€1,487.59	1.80%	56

Detailed Metrics

Returns

Total Return

+166.62%

Annualized Return

+22.40%

Avg Monthly Return

+1.83%

Risk

Volatility (Annual)

+12.57%

Max Drawdown

+19.76%

Positive Months

56%

Average Drawdown

-5.2%

Risk-Adjusted

Sharpe Ratio

1.62

Risk-free rate: 2.0%

Sortino Ratio

1.71

Downside risk adjusted

Return/Volatility

1.78

Calmar Ratio

1.13

Return/Max Drawdown

Ulcer Index

6.48

Drawdown depth & duration

Martin Ratio

0.03

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€26,661.98

Backtest Period

2021-09-23 to 2026-07-31
4.9 years

Rebalancing

annual

Base Currency

EUR