HomePortfoliosHigh Sharp plus Gold

High Sharp plus Gold

Optimize FIRE Projection
Annual Rebalancing
EUR
Moderate Risk
3.2yr backtest

Performance Summary

Total Return+119.44%
Annualized Return+27.73%
Volatility+14.34%
Sharpe Ratio1.79
Max Drawdown+16.07%

Holdings

Asset Allocation

Asset Class

Equity 79.0%Precious Metals 21.0%
Holdings Details
Diversified ETF portfolio blending global equities, gold, and targeted themes like semiconductors, defense, and space for strategic growth.
AssetTypeAllocationTER
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc)IE00B3YLTY66
ETF
25.0%0.17%
4GLD.XETRA
Xetra-GoldDE000A0S9GB0
ETF
21.0%0%
TDIV.AS
VanEck Morningstar Developed Markets Dividend Leaders UCITS ETFNL0011683594
ETF
20.0%0.38%
NUKL.XETRA
VanEck Uranium and Nuclear Technologies UCITS ETF AIE000M7V94E1
ETF
10.0%0.55%
VVSM.XETRA
VanEck Semiconductor UCITS ETFIE00BMC38736
ETF
8.0%0.35%
JEDI.XETRA
VanEck Space Innovators UCITS ETFIE000YU9K6K2
ETF
8.0%0.55%
DFEN.XETRA
VanEck Defense UCITS ETF AIE000YYE6WK5
ETF
8.0%0.55%
Total100.0%0.29%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €21,944.13
Histogram of Monthly Returns
The portfolio had a positive return during 26 of the 40 months (65%)
Monthly Returns Heatmap
Best month: +10.0% • Worst month: -5.7% • Best year: 2025 (+35.1%) • Worst year: 2023 (+7.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+10.0%+2.1%-5.7%+7.3%+6.9%-4.2%-4.5%+3.5%+0.3%---+15.3%
2025+6.0%-1.6%-2.8%-1.1%+6.9%+3.0%+5.0%+1.1%+7.4%+7.0%-3.0%+3.4%+35.1%
2024+2.8%+2.8%+5.8%-0.4%+2.1%+2.0%+1.5%-0.3%+3.1%+3.6%+6.5%-1.9%+30.9%
2023------0.5%+2.6%+0.0%-0.4%-1.4%+3.8%+3.5%+7.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +16.07% • The longest drawdown period lasted for 3 months and was between May 2026 and September 2026. It reached a trough of -10.0%.
When could this portfolio get you to financial independence?

High Sharp plus Gold returned +27.73% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

345.80

12 payments

Dividend Yield

0.71%

(annualized)

Avg Per Payment

28.82

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202681.24
2025123.91
2024100.63
202340.02
Total345.80

Detailed Metrics

Returns
Total Return
+119.44%
Annualized Return
+27.73%
Avg Monthly Return
+2.05%
Risk
Volatility (Annual)
+14.34%
Max Drawdown
+16.07%
Positive Months
65%
Average Drawdown
-2.5%
Risk-Adjusted
Sharpe Ratio
1.79
Risk-free rate: 2.0%
Sortino Ratio
1.73
Downside risk adjusted
Return/Volatility
1.93
Calmar Ratio
1.73
Return/Max Drawdown
Ulcer Index
3.17
Drawdown depth & duration
Martin Ratio
0.08
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
21,944.13
Backtest Period
2023-06-19 to 2026-09-04
3.2 years
Rebalancing
annual
Base Currency
EUR