Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
PHAU.AS WisdomTree Physical Gold EUR • JE00B1VS3770 | ETF | 45.0% | 0.39% |
GOLD-EUR.PA Amundi Physical Gold ETC (C) • FR0013416716 | ETF | 45.0% | 0.12% |
GL3S.XETRA Leverage Shares -3x Short Gold ETP Securities • XS2472195283 | ETF | 10.0% | 0.75% |
| Total | 100.0% | 0.30% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +9.5% | +2.6% | -4.2% | -2.5% | -0.2% | -5.0% | -1.0% | +5.0% | -0.1% | - | - | - | +3.4% |
| 2025 | +4.7% | +0.7% | +2.1% | -1.5% | -0.9% | -3.3% | +2.7% | +0.4% | +7.1% | +3.6% | +2.9% | -0.5% | +18.8% |
| 2024 | +1.5% | +0.3% | +5.4% | +3.4% | -0.7% | +1.1% | +1.8% | -0.4% | +2.4% | +5.3% | +1.0% | +0.2% | +23.3% |
| 2023 | +2.1% | -0.7% | +2.6% | -1.1% | +3.0% | -3.9% | +0.6% | +0.9% | -0.1% | +5.0% | -1.7% | -0.6% | +6.0% |
| 2022 | - | - | - | - | - | - | - | - | +0.9% | -2.2% | -0.0% | -1.2% | -2.6% |
Hedged Gold returned +11.91% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.