HomePortfoliosGrowth-Oriented 80/20 Portfolio

Growth-Oriented 80/20 Portfolio

The Growth-Oriented 80/20 Portfolio blends 80% global equities through the iShares MSCI World ETF with 20% high-quality bonds via a euro-hedged global bond fund. This mix aims to capture long-term market growth while softening volatility during downturns. Its strength lies in its balance being aggressive enough for solid returns, yet cushioned against sharp drawdowns. Ideal for growth-minded investors with a moderate-to-high risk tolerance and a multi-year horizon, who want a diversified, low-maintenance portfolio that rides global progress without excessive swings.

Optimize
Annual Rebalancing
EUR
Moderate Risk
8.3yr backtest

Performance Summary

Total Return+109.58%
Annualized Return+9.30%
Volatility+12.75%
Sharpe Ratio0.57
Max Drawdown+27.74%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Bonds 20.0%
Holdings Details
A classic growth mix with 80% global stocks, 20% bonds. For long-term investors who want strong returns with a touch of stability when markets turn stormy.
AssetTypeAllocationTER
EUNL.XETRA
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
80.0%0.2%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)IE00BDBRDM35
ETF
20.0%0.1%
Total100.0%0.18%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €20,958.04
Histogram of Monthly Returns
The portfolio had a positive return during 66 of the 101 months (65%)
Monthly Returns Heatmap
Best month: +8.7% • Worst month: -8.7% • Best year: 2019 (+26.1%) • Worst year: 2022 (-13.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.4%+1.1%-4.3%+3.7%--------+0.7%
2025+3.6%-1.8%-6.4%-2.9%+4.8%+0.8%+3.8%-0.3%+2.1%+3.6%-0.3%+0.2%+6.9%
2024+2.6%+2.8%+3.1%-2.0%+1.2%+4.2%+0.4%+0.0%+1.2%+0.7%+6.3%-1.1%+21.1%
2023+4.3%+0.1%+0.5%+0.3%+1.8%+3.1%+1.9%-0.5%-1.6%-3.0%+5.3%+3.9%+16.9%
2022-4.7%-1.6%+3.3%-2.7%-2.8%-5.4%+8.7%-2.1%-5.4%+3.6%+0.5%-4.8%-13.5%
2021+0.3%+2.1%+5.0%+1.6%-0.2%+4.0%+1.7%+2.5%-1.8%+4.2%+0.6%+3.3%+25.8%
2020+0.5%-7.0%-8.7%+7.5%+2.0%+1.5%-0.1%+4.5%-1.0%-2.1%+7.7%+1.5%+5.1%
2019+6.5%+3.2%+2.4%+2.9%-3.7%+3.4%+3.1%-1.0%+2.5%-0.1%+3.6%+1.2%+26.1%
2018+0.6%-1.5%-2.8%+3.0%+2.9%+0.2%+2.0%+1.5%+0.5%-4.1%+0.4%-6.6%-4.3%
2017------------0.2%-0.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +27.74% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -15.6%.

Detailed Metrics

Returns
Total Return
+109.58%
Annualized Return
+9.30%
Avg Monthly Return
+0.79%
Risk
Volatility (Annual)
+12.75%
Max Drawdown
+27.74%
Positive Months
65%
Average Drawdown
-4.6%
Risk-Adjusted
Sharpe Ratio
0.57
Risk-free rate: 2.0%
Sortino Ratio
0.52
Downside risk adjusted
Return/Volatility
0.73
Calmar Ratio
0.34
Return/Max Drawdown
Ulcer Index
5.96
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
20,958.04
Backtest Period
2017-12-14 to 2026-04-10
8.3 years
Rebalancing
annual
Base Currency
EUR