Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 65.0% | 0.2% |
EUNA.XETRA iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 25.0% | 0.1% |
8PSG.STU Invesco Physical Gold A • IE00B579F325 | ETF | 10.0% | 0.12% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +2.1% | -4.6% | +5.0% | +3.6% | -0.0% | -0.7% | +2.1% | +0.4% | - | - | - | +9.0% |
| 2025 | +3.8% | -1.2% | -4.7% | -2.2% | +3.7% | +0.4% | +3.3% | +0.1% | +3.0% | +3.5% | +0.4% | +0.5% | +10.7% |
| 2024 | +2.2% | +2.3% | +3.5% | -1.4% | +1.0% | +3.6% | +0.9% | +0.1% | +1.5% | +1.2% | +5.1% | -1.0% | +20.7% |
| 2023 | +4.0% | -0.4% | +1.1% | +0.2% | +1.7% | +2.0% | +1.7% | -0.5% | -1.7% | -1.8% | +4.6% | +3.5% | +15.1% |
| 2022 | -4.0% | -0.8% | +2.8% | -2.1% | -2.9% | -4.4% | +7.1% | -2.1% | -4.7% | +2.5% | +0.8% | -3.8% | -11.5% |
| 2021 | - | - | - | - | - | - | - | - | - | - | - | +0.3% | +0.3% |
Growth Cow returned +8.83% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.