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Golden Butterfly International USD

Created byuser-moch98

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None Rebalancing

EUR

Moderate Risk

Multi-currency

6.6yr backtest

Performance Summary

Total Return+76.63%

Annualized Return+9.01%

Volatility+10.42%

Sharpe Ratio0.67

Max Drawdown+15.24%

Holdings

Asset Allocation

Asset Class

Equity 40.0%Bonds 40.0%Precious Metals 20.0%

Holdings Details

Diversified ETF portfolio with 40% global stocks, 40% US Treasury bonds, and 20% gold for balanced, all-weather investing.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VT.US Vanguard Total World Stock Index Fund ETF Shares • US9220427424	US9220427424	Dist	ETF	20.0%	0.07%
VGLT.US Vanguard Long-Term Treasury Index Fund ETF Shares • US92206C8477	US92206C8477	Dist	ETF	20.0%	0.04%
VGSH.US Vanguard Short-Term Treasury Index Fund ETF Shares • US92206C1027	US92206C1027	Dist	ETF	20.0%	0.04%
SGOL.US abrdn Physical Gold Shares ETF • US00326A1043	US00326A1043	Acc	ETF	20.0%	0.17%
VIOV.US Vanguard S&P Small-Cap 600 Value Index Fund ETF Shares • US9219327783	US9219327783	Dist	ETF	10.0%	0.15%
AVDV.US Avantis® International Small Cap Value ETF • US0250728021	US0250728021	Dist	ETF	10.0%	0.36%
Total		Total			100.0%	0.12%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €17,662.74

Histogram of Monthly Returns

The portfolio had a positive return during 49 of the 81 months (60%)

Monthly Returns Heatmap

Best month: +6.3% • Worst month: -5.3% • Best year: 2024 (+18.6%) • Worst year: 2022 (-7.4%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+4.5%	+6.3%	-5.3%	+1.9%	-0.0%	-	-	-	-	-	-	-	+7.1%
2025	+3.2%	+0.6%	-2.5%	-2.9%	+1.7%	-1.5%	+2.2%	+3.2%	+4.7%	+3.1%	+2.3%	-0.0%	+14.8%
2024	+0.8%	+1.3%	+4.1%	-0.8%	+1.4%	+1.2%	+3.2%	-0.5%	+1.6%	+1.4%	+4.7%	-1.0%	+18.6%
2023	+4.9%	-0.6%	-0.0%	-1.0%	+0.8%	+0.1%	+1.7%	-0.8%	-1.7%	-0.8%	+2.7%	+3.6%	+9.3%
2022	-1.8%	+0.6%	+1.0%	-0.5%	-2.1%	-2.5%	+5.6%	-1.6%	-4.4%	+1.5%	+1.1%	-4.2%	-7.4%
2021	-0.2%	+0.4%	+3.5%	+0.2%	+1.3%	+1.9%	+0.7%	+1.4%	-0.7%	+2.6%	+0.7%	+1.8%	+14.3%
2020	+2.4%	-1.9%	-5.3%	+5.5%	+0.9%	+0.2%	-0.8%	+0.7%	-0.6%	-0.7%	+1.1%	+2.5%	+3.6%
2019	-	-	-	-	-	-	-	-	-0.3%	-0.5%	+1.8%	-0.1%	+0.9%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +15.24% • The longest drawdown period lasted for 1 year and 5 months and was between August 2022 and January 2024. It reached a trough of -9.7%.

Dividend Income

Summary

This portfolio contains 5 distributing ETFs (80.0% of total allocation)

Total Dividends Received

€1,464.95

226 payments

Dividend Yield

1.80%

(annualized)

Avg Per Payment

€6.48

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€54.84	0.31%	9
2025	€312.21	2.08%	34
2024	€314.94	2.39%	34
2023	€258.17	2.24%	34
2022	€174.68	1.50%	34
2021	€140.77	1.26%	34
2020	€143.34	1.41%	34
2019	€66.00	0.66%	13
Total	€1,464.95	1.80%	226

Detailed Metrics

Returns

Total Return

+76.63%

Annualized Return

+9.01%

Avg Monthly Return

+0.73%

Risk

Volatility (Annual)

+10.42%

Max Drawdown

+15.24%

Positive Months

60%

Average Drawdown

-3.5%

Risk-Adjusted

Sharpe Ratio

0.67

Risk-free rate: 2.0%

Sortino Ratio

0.63

Downside risk adjusted

Return/Volatility

0.86

Calmar Ratio

0.59

Return/Max Drawdown

Ulcer Index

4.14

Drawdown depth & duration

Martin Ratio

0.02

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€17,662.74

Backtest Period

2019-09-26 to 2026-05-01
6.6 years

Rebalancing

none

Base Currency

EUR