Home PortfoliosGolden Butterfly

Golden Butterfly

Created byuser-y6mi4a

Optimize

Annual Rebalancing

USD

Low Risk

21.7yr backtest

Performance Summary

Total Return+411.39%

Annualized Return+7.82%

Volatility+8.67%

Sharpe Ratio0.67

Max Drawdown+20.04%

Holdings

Asset Allocation

Asset Class

Equity 40.0%Bonds 40.0%Precious Metals 20.0%

Holdings Details

A diversified ETF portfolio with 40% US stocks, 40% government bonds, and 20% gold for balanced growth and stability.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VTI.US Vanguard Total Stock Market Index Fund ETF Shares • US9229087690	US9229087690	Dist	ETF	20.0%	0.03%
VBR.US Vanguard Small-Cap Value Index Fund ETF Shares • US9229086114	US9229086114	Dist	ETF	20.0%	0.07%
SHY.US iShares 1-3 Year Treasury Bond ETF • US4642874576	US4642874576	Dist	ETF	20.0%	0.15%
GLD.US SPDR® Gold Shares • US78463V1070	US78463V1070	Acc	ETF	20.0%	0.4%
TLT.US iShares 20+ Year Treasury Bond ETF • US4642874329	US4642874329	Dist	ETF	20.0%	0.15%
Total		Total			100.0%	0.16%

Performance

Portfolio Value Over Time

Starting with $10,000 investment → now worth $51,138.95

Histogram of Monthly Returns

The portfolio had a positive return during 168 of the 261 months (64%)

Monthly Returns Heatmap

Best month: +6.2% • Worst month: -10.7% • Best year: 2025 (+19.7%) • Worst year: 2022 (-12.9%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+3.9%	+3.4%	-5.4%	+2.9%	+1.1%	-1.4%	-0.7%	-	-	-	-	-	+3.6%
2025	+2.9%	+0.5%	-0.4%	+0.4%	+1.3%	+2.2%	+0.5%	+2.8%	+4.1%	+1.6%	+2.0%	+0.3%	+19.7%
2024	-0.9%	+1.5%	+3.8%	-2.8%	+2.8%	+0.4%	+4.3%	+1.5%	+2.3%	-0.4%	+2.8%	-3.7%	+11.7%
2023	+6.0%	-3.1%	+2.2%	+0.2%	-1.5%	+2.7%	+1.9%	-1.9%	-4.5%	-1.0%	+6.2%	+5.1%	+12.3%
2022	-3.2%	+0.7%	-0.2%	-5.3%	-0.7%	-4.3%	+3.5%	-2.9%	-6.1%	+2.3%	+5.3%	-2.1%	-12.9%
2021	-0.9%	+0.2%	+0.8%	+3.1%	+2.0%	-0.3%	+1.1%	+1.0%	-2.7%	+3.2%	-0.7%	+2.2%	+9.1%
2020	+1.9%	-2.1%	-5.3%	+6.0%	+1.8%	+1.4%	+5.1%	+0.8%	-2.1%	-0.8%	+4.2%	+3.4%	+14.6%
2019	+4.7%	+1.2%	+0.6%	+1.3%	-1.4%	+4.6%	+0.6%	+2.3%	-0.2%	+1.1%	+0.6%	+1.3%	+17.8%
2018	+1.4%	-2.8%	+0.5%	-0.5%	+1.7%	-0.4%	+0.5%	+1.2%	-1.2%	-3.5%	+1.4%	-2.0%	-3.9%
2017	+1.8%	+2.1%	-0.3%	+1.0%	+0.1%	+0.3%	+1.0%	+1.3%	+0.1%	+0.5%	+1.5%	+1.1%	+11.1%
2016	-0.2%	+3.2%	+2.8%	+1.5%	-0.6%	+3.5%	+2.5%	-0.8%	-0.0%	-2.6%	-0.6%	+0.6%	+9.6%
2015	+2.6%	-0.4%	-0.1%	-0.9%	+0.2%	-1.8%	-0.2%	-1.7%	-1.5%	+3.5%	-1.1%	-1.6%	-3.2%
2014	+0.6%	+3.3%	-0.2%	+0.3%	+0.8%	+2.5%	-2.0%	+3.0%	-3.2%	+1.6%	+1.3%	+1.3%	+9.6%
2013	+1.7%	-0.1%	+1.9%	-0.1%	-1.3%	-3.0%	+3.6%	-1.1%	+1.5%	+2.1%	+0.1%	+0.4%	+5.5%
2012	+4.5%	+0.2%	+0.1%	+0.5%	-2.2%	+1.8%	+1.1%	+1.8%	+1.5%	-1.2%	+0.6%	-0.0%	+8.8%
2011	-1.3%	+3.1%	+0.7%	+3.4%	-0.3%	-1.8%	+1.5%	+2.0%	-3.0%	+4.5%	+0.8%	-1.3%	+8.5%
2010	-0.6%	+2.2%	+2.3%	+3.6%	-1.6%	-1.0%	+1.4%	+0.8%	+4.0%	+1.3%	+0.6%	+2.6%	+16.7%
2009	-6.0%	-4.6%	+3.2%	+3.3%	+3.4%	-1.0%	+4.4%	+2.6%	+3.8%	-1.6%	+5.1%	-0.8%	+11.7%
2008	+1.2%	+0.3%	-1.1%	+0.2%	+0.8%	-2.4%	+0.3%	-0.4%	-1.5%	-10.7%	+3.2%	+6.0%	-4.9%
2007	+1.2%	+0.9%	-0.2%	+1.8%	+0.6%	-1.4%	-1.0%	+1.4%	+3.2%	+2.6%	-1.2%	+0.9%	+9.1%
2006	+4.4%	+0.1%	+1.0%	+2.3%	-1.7%	-0.6%	+0.9%	+1.3%	+0.0%	+2.2%	+3.1%	-0.7%	+12.8%
2005	-0.7%	+1.1%	-1.3%	-0.3%	+2.1%	+2.1%	+0.9%	+0.4%	+0.9%	-1.7%	+3.1%	+1.0%	+7.9%
2004	-	-	-	-	-	-	-	-	-	-	+0.2%	+0.6%	+0.8%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +20.04% • The longest drawdown period lasted for 2 years and 4 months and was between November 2021 and March 2024. It reached a trough of -18.8%.

Dividend Income

Summary

This portfolio contains 4 distributing ETFs (80.0% of total allocation)

Total Dividends Received

$9,181.93

671 payments

Dividend Yield

1.73%

(annualized)

Avg Per Payment

$13.68

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	$566.29	1.10%	16
2025	$977.66	2.18%	32
2024	$856.37	2.17%	32
2023	$669.01	1.94%	30
2022	$467.63	1.37%	32
2021	$376.01	1.04%	32
2020	$373.33	1.18%	32
2019	$487.45	1.72%	32
2018	$440.05	1.66%	32
2017	$366.14	1.44%	32
2016	$336.09	1.42%	32
2015	$312.33	1.38%	31
2014	$329.20	1.51%	32
2013	$304.48	1.52%	30
2012	$313.38	1.64%	30
2011	$301.94	1.74%	30
2010	$284.38	1.86%	30
2009	$276.64	2.15%	30
2008	$311.07	2.39%	30
2007	$301.14	2.36%	30
2006	$313.45	2.70%	32
2005	$206.42	2.00%	30
2004	$11.53	0.11%	2
Total	$9,181.93	1.73%	671

Detailed Metrics

Returns

Total Return

+411.39%

Annualized Return

+7.82%

Avg Monthly Return

+0.65%

Risk

Volatility (Annual)

+8.67%

Max Drawdown

+20.04%

Positive Months

64%

Average Drawdown

-3.1%

Risk-Adjusted

Sharpe Ratio

0.67

Risk-free rate: 2.0%

Sortino Ratio

0.64

Downside risk adjusted

Return/Volatility

0.90

Calmar Ratio

0.39

Return/Max Drawdown

Ulcer Index

4.58

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

$10,000

Final Value

$51,138.95

Backtest Period

2004-11-18 to 2026-07-24
21.7 years

Rebalancing

annual

Base Currency

USD