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Gold Bonds

Try to inflation proof

Optimize
Monthly Rebalancing
EUR
Moderate Risk
Multi-currency
7.2yr backtest

Performance Summary

Total Return+117.87%
Annualized Return+11.44%
Volatility+10.71%
Sharpe Ratio0.88
Max Drawdown+10.78%

Holdings

Asset Allocation

Asset Class

Precious Metals 56.8%Bonds 43.2%
Holdings Details
Inflation-proof ETF portfolio: 57% gold for hedging & 43% short-term bonds for stability. Diversified across USD & GBP assets.
AssetTypeAllocationTER
IGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
56.8%0.12%
IB01.LSE
iShares USD Treasury Bond 0-1yr UCITS ETF (Acc)IE00BGSF1X88
ETF
33.2%0.07%
IS15.LSE
iShares GBP Corporate Bond 0-5yr UCITS ETFIE00B5L65R35
ETF
5.0%0.2%
ERNS.LSE
iShares GBP Ultrashort Bond UCITS ETF (Dist)IE00BCRY6441
ETF
5.0%0.09%
Total100.0%0.11%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €21,786.56
Histogram of Monthly Returns
The portfolio had a positive return during 57 of the 88 months (65%)
Monthly Returns Heatmap
Best month: +7.2% • Worst month: -5.6% • Best year: 2024 (+23.8%) • Worst year: 2020 (+4.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+7.2%+4.1%-4.9%-0.9%+0.2%-------+5.4%
2025+4.4%+1.1%+1.8%-0.7%-0.5%-3.5%+1.9%+1.9%+6.1%+3.5%+3.1%+0.4%+21.2%
2024+1.8%-0.1%+5.2%+3.2%-0.5%+1.3%+1.7%+0.2%+2.5%+4.5%+1.3%+0.6%+23.8%
2023+2.2%-0.6%+2.6%-0.9%+2.4%-3.2%+1.1%+0.6%-0.2%+4.3%-0.9%-0.2%+7.3%
2022+0.4%+3.4%+2.3%+3.3%-3.6%+0.9%+1.1%-0.1%+0.2%-1.5%-0.6%-0.3%+5.4%
2021-0.3%-3.4%+2.1%-0.4%+2.9%-1.4%+1.8%-0.1%+0.3%+0.9%+1.6%+1.2%+5.1%
2020+4.0%+0.2%+0.7%+3.5%-0.1%+0.2%+1.2%+0.4%-1.7%-0.0%-5.6%+2.3%+4.8%
2019--0.6%+0.3%-0.2%+1.1%+2.9%+2.9%+4.3%-0.9%+0.1%-0.4%+0.8%+10.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +10.78% • The longest drawdown period lasted for 1 year and 6 months and was between August 2020 and February 2022. It reached a trough of -10.8%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (10.0% of total allocation)

Total Dividends Received

306.44

30 payments

Dividend Yield

0.31%

(annualized)

Avg Per Payment

10.21

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202638.53
202583.28
202472.96
202351.10
202218.25
202111.30
202014.72
201916.30
Total306.44

Detailed Metrics

Returns
Total Return
+117.87%
Annualized Return
+11.44%
Avg Monthly Return
+0.91%
Risk
Volatility (Annual)
+10.71%
Max Drawdown
+10.78%
Positive Months
65%
Average Drawdown
-3.2%
Risk-Adjusted
Sharpe Ratio
0.88
Risk-free rate: 2.0%
Sortino Ratio
0.86
Downside risk adjusted
Return/Volatility
1.07
Calmar Ratio
1.06
Return/Max Drawdown
Ulcer Index
3.84
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
21,786.56
Backtest Period
2019-02-22 to 2026-05-01
7.2 years
Rebalancing
monthly
Base Currency
EUR