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+ gold

Created byuser-kzkir0
Optimize
None Rebalancing
EUR
Moderate Risk
4.7yr backtest

Performance Summary

Total Return+59.19%
Annualized Return+10.37%
Volatility+13.70%
Sharpe Ratio0.61
Max Drawdown+23.11%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Precious Metals 10.0%
Holdings Details
A diversified ETF portfolio for growth with 90% global stocks and 10% gold for stability and inflation protection.
AssetTypeAllocationTER
IWDA.LSE
iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983
ETF
75.0%0.2%
EIMI.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66
ETF
15.0%0.18%
PPFB.XETRA
iShares Physical Gold ETC • IE00B4ND3602
ETF
10.0%0.12%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €15,918.51
Histogram of Monthly Returns
The portfolio had a positive return during 37 of the 58 months (64%)
Monthly Returns Heatmap
Best month: +7.8% • Worst month: -8.2% • Best year: 2025 (+25.8%) • Worst year: 2022 (-15.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.9%+2.1%-8.2%+2.2%---------0.5%
2025+4.1%-1.8%-2.5%+0.8%+5.3%+3.6%+2.1%+2.0%+4.3%+3.1%+0.7%+1.8%+25.8%
2024+0.8%+2.9%+4.1%-1.8%+2.2%+3.5%+1.4%+1.6%+2.8%-0.8%+3.1%-1.8%+19.4%
2023+6.4%-2.5%+3.0%+1.2%-0.8%+4.8%+3.5%-2.4%-3.6%-2.3%+7.8%+4.7%+20.7%
2022-4.8%-1.1%+2.8%-6.0%-2.0%-7.3%+5.5%-2.6%-7.4%+3.3%+5.6%-1.8%-15.8%
2021------+0.4%+2.1%-3.3%+3.9%-1.8%+3.6%+4.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +23.11% • The longest drawdown period lasted for 2 years and 1 month and was between November 2021 and December 2023. It reached a trough of -23.1%.

Detailed Metrics

Returns
Total Return
+59.19%
Annualized Return
+10.37%
Avg Monthly Return
+0.87%
Risk
Volatility (Annual)
+13.70%
Max Drawdown
+23.11%
Positive Months
64%
Average Drawdown
-6.1%
Risk-Adjusted
Sharpe Ratio
0.61
Risk-free rate: 2.0%
Sortino Ratio
0.58
Downside risk adjusted
Return/Volatility
0.76
Calmar Ratio
0.45
Return/Max Drawdown
Ulcer Index
7.87
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€15,918.51
Backtest Period
2021-07-16 to 2026-04-02
4.7 years
Rebalancing
none
Base Currency
EUR