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+ gold

Created byuser-kzkir0
Optimize
None Rebalancing
EUR
Moderate Risk
Multi-currency
4.8yr backtest

Performance Summary

Total Return+70.60%
Annualized Return+11.84%
Volatility+13.73%
Sharpe Ratio0.72
Max Drawdown+19.57%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Precious Metals 10.0%
Holdings Details
A diversified ETF portfolio for growth with 90% global stocks and 10% gold for stability and inflation protection.
AssetTypeAllocationTER
IWDA.LSE
iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983
ETF
75.0%0.2%
EIMI.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66
ETF
15.0%0.18%
PPFB.XETRA
iShares Physical Gold ETC • IE00B4ND3602
ETF
10.0%0.12%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €17,060.19
Histogram of Monthly Returns
The portfolio had a positive return during 35 of the 58 months (60%)
Monthly Returns Heatmap
Best month: +7.9% • Worst month: -6.7% • Best year: 2024 (+25.7%) • Worst year: 2022 (-11.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.3%+3.3%-6.7%+7.7%--------+6.1%
2025+4.1%-1.8%-5.7%-3.0%+4.8%+0.1%+3.8%+1.3%+3.9%+4.3%+0.5%+0.7%+13.1%
2024+2.8%+2.9%+4.2%-0.8%+0.7%+4.6%+0.4%-0.2%+2.1%+1.2%+5.8%-0.4%+25.7%
2023+5.1%-0.1%+0.8%-0.2%+1.8%+3.0%+2.8%-1.2%-1.5%-2.5%+5.2%+3.5%+17.5%
2022-3.7%-1.0%+3.9%-1.9%-3.5%-5.4%+7.9%-1.0%-5.6%+2.6%+0.8%-4.1%-11.3%
2021-------0.1%+2.6%-1.6%+4.1%-0.0%+3.3%+8.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +19.57% • The longest drawdown period lasted for 1 year and 8 months and was between January 2022 and September 2023. It reached a trough of -14.1%.

Detailed Metrics

Returns
Total Return
+70.60%
Annualized Return
+11.84%
Avg Monthly Return
+0.98%
Risk
Volatility (Annual)
+13.73%
Max Drawdown
+19.57%
Positive Months
60%
Average Drawdown
-4.2%
Risk-Adjusted
Sharpe Ratio
0.72
Risk-free rate: 2.0%
Sortino Ratio
0.67
Downside risk adjusted
Return/Volatility
0.86
Calmar Ratio
0.61
Return/Max Drawdown
Ulcer Index
5.25
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€17,060.19
Backtest Period
2021-07-16 to 2026-04-24
4.8 years
Rebalancing
none
Base Currency
EUR