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Global Quality & EM Growth

The 80% allocation to a global ETF (WEBN.XETRA) provides a stable foundation, tracking thousands of companies across regions. The 13% allocation to small-cap value stocks (AVWS.XETRA) introduces a factor tilt toward undervalued companies, which tend to outperform over time. Meanwhile, the 7% allocation to emerging markets (IS3N.XETRA) captures growth in economies with expanding middle classes.

Annual Rebalancing
EUR
Moderate Risk
1.5yr backtest

Performance Summary

Total Return+24.22%
Annualized Return+15.11%
Volatility+15.04%
Sharpe Ratio0.87
Max Drawdown+21.26%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global Quality and EM Growth ETF portfolio: diversified worldwide exposure with small-cap value tilt and emerging markets allocation. Annual rebalancing in EUR.
AssetTypeAllocationTER
WEBN.XETRA
Amundi Prime All Country World UCITS ETF AccIE0003XJA0J9
ETF
80.0%0.07%
AVWS.XETRA
Avantis Global Small Cap Value UCITS ETF USD AccIE0003R87OG3
ETF
13.0%0.39%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITSIE00BKM4GZ66
ETF
7.0%0.18%
Total100.0%0.12%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €12,421.77
Histogram of Monthly Returns
The portfolio had a positive return during 13 of the 19 months (68%)
Monthly Returns Heatmap
Best month: +8.4% • Worst month: -6.9% • Best year: 2025 (+10.0%) • Worst year: 2024 (+5.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.8%+2.6%-5.3%+8.4%--------+7.2%
2025+4.1%-2.3%-6.9%-4.3%+6.3%+1.1%+4.7%+0.3%+2.7%+4.2%-0.2%+0.7%+10.0%
2024---------+0.3%+6.7%-1.5%+5.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.26% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -21.3%.

Detailed Metrics

Returns
Total Return
+24.22%
Annualized Return
+15.11%
Avg Monthly Return
+1.23%
Risk
Volatility (Annual)
+15.04%
Max Drawdown
+21.26%
Positive Months
68%
Average Drawdown
-3.9%
Risk-Adjusted
Sharpe Ratio
0.87
Risk-free rate: 2.0%
Sortino Ratio
0.79
Downside risk adjusted
Return/Volatility
1.00
Calmar Ratio
0.71
Return/Max Drawdown
Ulcer Index
5.36
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
12,421.77
Backtest Period
2024-10-01 to 2026-04-17
1.5 years
Rebalancing
annual
Base Currency
EUR