A conservative dividend-focused strategy designed for European investors seeking steady income with moderate growth potential. This portfolio combines global dividend exposure across developed markets with a tilt toward high-quality dividend payers.
Core Holdings:
Objectives:
Rebalancing: Annual rebalancing maintains target allocations and harvests gains while managing risk exposure.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10 | ETF | 60.0% | 0.29% |
ZPRG.XETRA State Street SPDR S&P Global Dividend Aristocrats UCITS ETF USD • IE00B9CQXS71 | ETF | 25.0% | 0.45% |
QDVX.XETRA iShares MSCI Europe Quality Dividend Advanced UCITS ETF EUR (Dist) • IE00BYYHSM20 | ETF | 15.0% | 0.28% |
| Total | 100.0% | 0.33% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.4% | +5.4% | -4.7% | +3.7% | +1.8% | +2.9% | +2.6% | +0.8% | -0.9% | - | - | - | +15.7% |
| 2025 | +4.1% | +1.3% | -3.1% | -4.2% | +3.6% | -0.9% | +2.6% | +1.4% | +0.7% | +1.8% | +1.8% | +1.1% | +10.4% |
| 2024 | +2.1% | +0.9% | +4.0% | -1.1% | +1.5% | +0.7% | +3.6% | +0.4% | +1.2% | -0.4% | +4.6% | -3.3% | +15.0% |
| 2023 | +3.1% | -0.1% | -2.6% | +0.9% | -2.1% | +2.3% | +3.2% | -1.5% | -0.4% | -3.8% | +4.6% | +4.1% | +7.4% |
| 2022 | +1.5% | -1.0% | +2.9% | +1.2% | +0.2% | -5.8% | +5.2% | -1.9% | -5.9% | +5.1% | +3.1% | -3.8% | +0.0% |
| 2021 | +1.0% | +3.9% | +7.9% | -0.1% | +1.9% | +1.1% | +0.2% | +1.5% | -0.7% | +2.5% | -1.1% | +5.5% | +25.8% |
| 2020 | -2.1% | -9.1% | -16.5% | +7.1% | -0.3% | +1.4% | -2.9% | +3.0% | -1.0% | -2.1% | +12.0% | +1.8% | -11.2% |
| 2019 | +6.4% | +3.0% | +1.6% | +2.5% | -4.4% | +3.4% | +1.2% | -2.1% | +5.3% | +0.3% | +2.4% | +2.2% | +23.7% |
| 2018 | +0.3% | -2.9% | -2.5% | +3.9% | +0.5% | -0.4% | +2.9% | -1.1% | +0.9% | -3.2% | +1.2% | -5.9% | -6.4% |
| 2017 | - | - | - | - | - | - | -0.6% | -0.8% | +2.6% | +2.0% | -0.6% | +1.4% | +4.0% |
Global Quality Dividend Income returned +8.56% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.
Total Dividends Received
€4,278.93
95 payments
Dividend Yield
3.49%
(annualized)
Avg Per Payment
€45.04
per event
All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.
| Year | Dividends |
|---|---|
| 2026 | €418.38 |
| 2025 | €573.86 |
| 2024 | €522.49 |
| 2023 | €511.16 |
| 2022 | €527.72 |
| 2021 | €443.09 |
| 2020 | €346.35 |
| 2019 | €407.80 |
| 2018 | €377.02 |
| 2017 | €151.11 |
| Total | €4,278.93 |