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Global Multi-Asset Growth & Diversification

A diversified, multi-asset portfolio designed to capture growth across global equities, emerging markets, gold, and cryptocurrency. EUR-denominated and designed intended to find a balance between traditional and alternative assets. Combines the stability of global equities with the growth potential of emerging markets, gold, and Bitcoin.

Optimize
Annual Rebalancing
EUR
Moderate Risk
4.4yr backtest

Performance Summary

Total Return+74.30%
Annualized Return+13.50%
Volatility+14.05%
Sharpe Ratio0.82
Max Drawdown+19.08%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Precious Metals 10.0%Cryptocurrencies 10.0%
Holdings Details
EUR-based diversified portfolio blending 60% global equity ETFs with 20% emerging markets, 10% gold, and 10% Bitcoin for balanced growth.
AssetTypeAllocationTER
SPPW.XETRA
SPDR MSCI World UCITS ETFIE00BFY0GT14
ETF
60.0%0.12%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITSIE00BKM4GZ66
ETF
20.0%0.18%
EGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
10.0%0.12%
BTIC.XETRA
Invesco Physical BitcoinXS2376095068
ETF
10.0%0.1%
Total100.0%0.13%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €17,430.49
Histogram of Monthly Returns
The portfolio had a positive return during 33 of the 54 months (61%)
Monthly Returns Heatmap
Best month: +10.0% • Worst month: -7.6% • Best year: 2024 (+35.1%) • Worst year: 2022 (-16.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.4%+0.7%-5.7%+8.8%--------+5.7%
2025+5.4%-3.5%-5.1%-2.4%+5.7%+0.6%+5.3%-1.1%+4.3%+4.2%-1.6%+0.1%+11.6%
2024+2.8%+7.2%+5.4%-2.4%+1.8%+2.9%+1.2%-2.1%+3.1%+2.7%+10.0%-1.4%+35.1%
2023+8.3%-0.3%+3.1%-0.3%+1.1%+3.5%+1.8%-1.9%-1.0%+1.8%+5.2%+4.9%+29.3%
2022-4.9%-0.7%+4.4%-2.4%-5.0%-7.6%+8.2%-1.8%-5.3%+1.9%+1.0%-4.7%-16.6%
2021----------+0.7%+0.8%+1.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +19.08% • The longest drawdown period lasted for 1 year and 10 months and was between December 2021 and November 2023. It reached a trough of -17.0%.

Detailed Metrics

Returns
Total Return
+74.30%
Annualized Return
+13.50%
Avg Monthly Return
+1.11%
Risk
Volatility (Annual)
+14.05%
Max Drawdown
+19.08%
Positive Months
61%
Average Drawdown
-5.4%
Risk-Adjusted
Sharpe Ratio
0.82
Risk-free rate: 2.0%
Sortino Ratio
0.77
Downside risk adjusted
Return/Volatility
0.96
Calmar Ratio
0.71
Return/Max Drawdown
Ulcer Index
6.77
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
17,430.49
Backtest Period
2021-11-26 to 2026-04-17
4.4 years
Rebalancing
annual
Base Currency
EUR