Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
CSPX.LSE iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 25.0% | 0.07% |
AGGU.LSE iShares Core Global Aggregate Bond UCITS ETF USD Hedged (Acc) • IE00BZ043R46 | ETF | 15.0% | 0.1% |
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 13.0% | 0.18% |
XMED.LSE Xtrackers MSCI Europe UCITS ETF 1C • LU0274209237 | ETF | 12.0% | 0.12% |
IJPA.LSE iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21 | ETF | 10.0% | 0.12% |
CNDX.LSE iShares Nasdaq 100 UCITS ETF (Acc) • IE00B53SZB19 | ETF | 10.0% | 0.3% |
IGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 5.0% | 0.12% |
CPXJ.LSE iShares Core MSCI Pacific ex Japan UCITS ETF (Acc) • IE00B52MJY50 | ETF | 5.0% | 0.2% |
IB01.LSE iShares USD Treasury Bond 0-1yr UCITS ETF (Acc) • IE00BGSF1X88 | ETF | 5.0% | 0.07% |
| Total | 100.0% | 0.13% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +3.6% | -5.5% | +7.0% | +5.2% | +1.0% | -2.3% | +2.9% | +0.3% | - | - | - | +14.1% |
| 2025 | +3.0% | -1.0% | -5.3% | -2.8% | +4.1% | -0.3% | +3.0% | +1.3% | +2.8% | +3.9% | -0.1% | +0.1% | +8.3% |
| 2024 | +2.5% | +2.2% | +3.1% | -0.8% | +0.6% | +4.0% | +0.2% | -0.4% | +1.8% | +0.1% | +4.8% | +0.4% | +19.9% |
| 2023 | +4.7% | +0.2% | +0.9% | -0.6% | +2.5% | +2.2% | +2.2% | -1.0% | -0.8% | -2.3% | +4.2% | +3.2% | +16.2% |
| 2022 | -3.2% | -1.1% | +2.8% | -1.5% | -2.9% | -4.2% | +7.6% | -0.9% | -5.0% | +1.2% | +0.8% | -3.9% | -10.5% |
| 2021 | +0.7% | +1.3% | +4.4% | +0.4% | +0.1% | +3.5% | +0.5% | +2.2% | -0.6% | +2.7% | +0.4% | +2.4% | +19.5% |
| 2020 | +1.1% | -6.0% | -7.5% | +7.2% | +1.7% | +2.1% | -1.2% | +4.8% | -0.9% | -1.4% | +4.9% | +3.1% | +7.0% |
| 2019 | - | -0.4% | +2.5% | +2.6% | -3.4% | +2.9% | +3.5% | -1.7% | +2.9% | +0.2% | +3.2% | +1.0% | +13.8% |
Global-Market-Moderate-Risk returned +11.33% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.