HomePortfoliosClassic 60/40 Portfolio

Classic 60/40 Portfolio

The Classic 60/40 Portfolio blends global growth with defensive strength through two highly diversified ETFs. With 60% in the iShares MSCI ACWI ETF covering worldwide equities and 40% in the iShares Global Aggregate Bond ETF (EUR Hedged) for stability, this portfolio strikes the perfect balance between return and risk. It benefits from quarterly rebalancing to maintain discipline and smooth performance over time. Ideal for investors who want global exposure, moderate volatility, and a proven long-term strategy that weathers market ups and downs while growing wealth steadily.

Optimize
Annual Rebalancing
EUR
Low Risk
8.3yr backtest

Performance Summary

Total Return+69.61%
Annualized Return+6.56%
Volatility+9.53%
Sharpe Ratio0.48
Max Drawdown+21.64%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Bonds 40.0%
Holdings Details
Build long term wealth with this Classic 60/40 Portfolio. It uses diversified ETFs like MSCI ACWI and Global Aggregate Bonds to balance global growth and risk.
AssetTypeAllocationTER
IUSQ.XETRA
iShares MSCI ACWI UCITS ETF USD (Acc)IE00B6R52259
ETF
60.0%0.2%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)IE00BDBRDM35
ETF
40.0%0.1%
Total100.0%0.16%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €16,960.81
Histogram of Monthly Returns
The portfolio had a positive return during 66 of the 101 months (65%)
Monthly Returns Heatmap
Best month: +6.6% • Worst month: -6.9% • Best year: 2019 (+20.1%) • Worst year: 2022 (-13.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.6%+1.5%-4.0%+3.0%--------+1.0%
2025+2.7%-1.0%-4.6%-2.0%+3.1%+1.0%+2.7%-0.1%+2.0%+2.9%-0.3%+0.3%+6.6%
2024+1.6%+1.9%+2.5%-1.7%+0.9%+3.4%+0.7%+0.2%+1.4%-0.0%+4.7%-1.0%+15.4%
2023+3.8%-0.7%+0.9%+0.1%+1.2%+2.1%+1.6%-0.7%-1.6%-2.6%+4.8%+3.6%+12.8%
2022-3.5%-1.6%+1.3%-2.5%-2.1%-4.4%+6.6%-2.1%-5.2%+2.1%+1.3%-3.7%-13.5%
2021+0.5%+0.9%+3.4%+0.9%-0.0%+3.0%+0.9%+1.8%-1.7%+2.9%+0.5%+2.2%+16.6%
2020+0.3%-4.8%-6.9%+5.4%+1.3%+1.7%+0.3%+2.7%-0.5%-1.3%+5.7%+1.2%+4.4%
2019+5.1%+2.1%+2.1%+2.0%-2.8%+2.8%+2.4%-0.5%+1.7%+0.0%+2.5%+1.2%+20.1%
2018+0.5%-1.4%-1.8%+1.8%+1.9%-0.1%+1.4%+0.8%+0.1%-3.3%+0.6%-4.3%-4.0%
2017------------0.2%-0.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.64% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and February 2024. It reached a trough of -14.2%.

Detailed Metrics

Returns
Total Return
+69.61%
Annualized Return
+6.56%
Avg Monthly Return
+0.56%
Risk
Volatility (Annual)
+9.53%
Max Drawdown
+21.64%
Positive Months
65%
Average Drawdown
-4.2%
Risk-Adjusted
Sharpe Ratio
0.48
Risk-free rate: 2.0%
Sortino Ratio
0.44
Downside risk adjusted
Return/Volatility
0.69
Calmar Ratio
0.30
Return/Max Drawdown
Ulcer Index
5.49
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
16,960.81
Backtest Period
2017-12-14 to 2026-04-10
8.3 years
Rebalancing
annual
Base Currency
EUR
Classic 60/40 Portfolio | ETF Backtest